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Heather Vale

Heather is an accomplished writer and editor in the financial and business industries, with expertise in credit building, investments, cryptocurrency, entrepreneurship, and thought leadership. She loves investigating and pulling apart complicated topics to make them simple, engaging, and easy to understand. But she also enjoys writing about the personal side of life, including self-help, creativity, relationships, families, and pets. She approaches everything from a yin-yang perspective, so her passion for wordplay and metaphors is always balanced with an intense focus on accuracy. Heather has a BFA in Visual Arts from York University, and has worked as a journalist in all media: TV, radio, print, and online.

Posts By This Author

A credit card marked “rewards” sits in a pile of USD bills, representing how you can maximize your credit card rewards.

How to Maximize Credit Card Rewards

Earning credit card rewards is great, but maximizing those rewards is even better. Find out various parameters and strategies to increase your return on spending.

A young woman holds her credit card in one hand and a wooden model house in the other, representing the concept of paying a mortgage with a credit card.

Can You Pay Your Mortgage With a Credit Card?

If you find yourself wanting to pay your mortgage with a credit card, consider how it works, potential fees, and whether it makes sense financially.

A screen view showing approval for a personal loan is displayed over a man’s hands as he uses his smartphone to apply.

Best Uses For A Personal Loan

Personal loans can be good financial tools for certain needs, but they’re not always the best choice. Find out what they are and when to consider one.

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