Credit Education

How Long Does It Take for a Secured Card To Become Unsecured?
A secured card is a solid way to build credit. But how long does it take to graduate to an unsecured card?

Buy Now, Pay Later with Bad Credit: Is It Possible?
Buy now, pay later is an attractive offer if you have bad credit. But how likely are you to get approved?

APR vs APY: What's the Difference?
APR and APY sound similar, so many people get them mixed up. Here’s what each term means and when to use it.

What Does Buy Now, Pay Later Mean?
When you’re presented with the option to buy now, pay later, what exactly does that mean to your purchase and your credit score?

How Credit Cards Can Help You Save on Your Favorite Entertainment Activities
It might not seem possible to maximize your credit card rewards while enjoying a little entertainment. But not only is it possible, it’s a...

How To Teach Financial Literacy
They used to say kids would learn the “three Rs” in school: that’s reading, ‘riting and ‘rithmetic. But these days, plain old arithmetic (or math)...