<meta property="cq:wcmmode" content="disabled"/>
Credit One Bank Logo
  • Accept Mail Offer
  • See If You Pre-Qualify
  • Customer Service
Sign In

Credit One Central

  • Credit Education
  • Personal Finance
  • Life Events
  • Financial Planning
  • Glossary
  • HomeTab
  • blank

    • Glossary

    Below is a list of credit card and credit industry terms which can assist with reading credit card statements as well as the fine print on credit related documents.

    • Account Alerts
    • Additional Cardholder
    • Annual Percentage Rate
    • Authorized User
    • Automatic Payment
    • Available Credit
    • Average Daily Balance
    • Balance
    • Balance Subject To Interest Charges
    • Balance Transfer
    • Billing Cycle
    • Cardmember Agreement
    • Cash Advance
    • Cash Advance Apr
    • Cash Advance Limit
    • Check Cash Advance
    • Chip Card
    • Contactless Card Payments
    • Credit Bureau
    • Credit Card
    • Credit Card Application
    • Credit Criteria
    • Credit Freeze
    • Credit Inquiry
    • Credit Limit
    • Credit Lock
    • Credit Report
    • Credit Score
    • Credit Utilization Ratio
    • Current Balance
    • Cycle Date
    • Daily Compounding Interest
    • Default
    • Delinquency
    • Digital Wallet
    • Dispute
    • Due Date
    • Dynamic Currency Conversion
    • Equal Credit Opportunity Act
    • Fair And Accurate Credit Transactions Act
    • Fair Credit And Charge Card Disclosure Act
    • Fair Credit Billing Act
    • Fair Credit Reporting Act
    • Fees
    • Fixed Rate
    • Foreign Transaction Fee
    • Fraud
    • Fraud Protection
    • Grace Period
    • Hard Inquiry
    • Interest Charges
    • Interest Rate
    • Late Fee
    • Minimum Payment Due
    • Monthly Fee
    • Nonsufficient Funds Fee
    • Outstanding Balance
    • Over Limit Fee
    • Paid In Full
    • Past Due
    • Payment Allocation
    • Payment Due Date
    • Payoff Balance
    • Periodic Rate
    • Posted Transaction
    • Posting Date
    • Previous Balance
    • Prime Rate
    • Processing Transaction
    • Purchase Transactions
    • Remaining Statement Balance
    • Residual Interest Charges
    • Returned Payment
    • Revolving Balance
    • Soft Inquiry
    • Statement
    • Statement Balance
    • Transaction Fee
    • Transaction History
    • Travel Notification
    • Unsecured Debt
    • Unusual Activity
    • Variable Rate
    • Zero Balance
    • Zero Liability Protection

    Credit Cards

  • Browse Credit Cards
  • See If You Pre-Qualify
  • Accept Mail Offer
  • Application Status

    • Support

  • FAQs
  • Contact Us
  • Accessibility
  • Credit One Central

    • About Us

  • Company
  • Partnerships
  • Community
  • Careers
  • News
    • Cell Phone Icon Credit One Bank Mobile App
    Facebook IconX IconInstagram IconYouTube IconLinkedIn Icon
  • Privacy
  • Terms of Use
  • Security & Fraud
  • Card Agreements

    • © 2023 Credit One Bank, N.A. All Rights Reserved. Member FDIC. This is a secure site.