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  • Glossary

    Below is a list of credit card and credit industry terms which can assist with reading credit card statements as well as the fine print on credit related documents.

    • Account Alerts
    • Additional Cardholder
    • Annual Percentage Rate
    • Authorized User
    • Automatic Payment
    • Available Credit
    • Average Daily Balance
    • Balance
    • Balance Subject To Interest Charges
    • Balance Transfer
    • Billing Cycle
    • Cardmember Agreement
    • Cash Advance
    • Cash Advance Apr
    • Cash Advance Limit
    • Check Cash Advance
    • Chip Card
    • Contactless Card Payments
    • Credit Bureau
    • Credit Card
    • Credit Card Application
    • Credit Criteria
    • Credit Freeze
    • Credit Inquiry
    • Credit Limit
    • Credit Lock
    • Credit Report
    • Credit Score
    • Credit Utilization Ratio
    • Current Balance
    • Cycle Date
    • Daily Compounding Interest
    • Default
    • Delinquency
    • Digital Wallet
    • Dispute
    • Due Date
    • Dynamic Currency Conversion
    • Equal Credit Opportunity Act
    • Fair And Accurate Credit Transactions Act
    • Fair Credit And Charge Card Disclosure Act
    • Fair Credit Billing Act
    • Fair Credit Reporting Act
    • Fees
    • Fixed Rate
    • Foreign Transaction Fee
    • Fraud
    • Fraud Protection
    • Grace Period
    • Hard Inquiry
    • Interest Charges
    • Interest Rate
    • Late Fee
    • Minimum Payment Due
    • Monthly Fee
    • Nonsufficient Funds Fee
    • Outstanding Balance
    • Over Limit Fee
    • Paid In Full
    • Past Due
    • Payment Allocation
    • Payment Due Date
    • Payoff Balance
    • Periodic Rate
    • Posted Transaction
    • Posting Date
    • Previous Balance
    • Prime Rate
    • Processing Transaction
    • Purchase Transactions
    • Remaining Statement Balance
    • Residual Interest Charges
    • Returned Payment
    • Revolving Balance
    • Soft Inquiry
    • Statement
    • Statement Balance
    • Transaction Fee
    • Transaction History
    • Travel Notification
    • Unsecured Debt
    • Unusual Activity
    • Variable Rate
    • Zero Balance
    • Zero Liability Protection

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