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What is a Delinquency?

A situation that occurs when a payment owed on a debt is past due or in arrears. As soon as a credit card member fails to make at least the minimum payment due on the account by the payment due date, a delinquency has occurred.

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A young woman appears concerned as she talks on the phone while looking at her laptop. Perhaps she is talking to her creditor after missing a credit card payment.

Thu Jun 25 2026

Missing a Credit Card Payment: What You Need To Know

Missing a credit card payment could damage your credit. Find out the steps you can take to help minimize the effects of a missed credit card payment.

A young woman rests her chin on her hands as if she’s contemplating a crisis while another woman, who is perhaps her therapist or credit counselor, looks on with a clipboard.

Thu May 21 2026

Rebuilding Your Credit After a Financial Crisis

If you’ve been through a financial crisis, you may be wondering how to rebuild your credit. It takes time, but here’s how to do it.

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