<meta property="cq:wcmmode" content="disabled"/>
Credit One Bank Logo
  • Accept Mail Offer
  • See If You Pre-Qualify
  • Customer Service
Sign In

Credit One Central

  • Credit Education
  • Personal Finance
  • Life Events
  • Financial Planning
  • Glossary
  • HomeTab
  • blank

    • What is an Outstanding Balance?

    Also known as "current balance," this is the current amount a cardholder owes on their credit card. The amount is determined by adding any amount carried forward from the last billing cycle plus or minus any transactions, including purchases, credits, payments posted, fees, accrued interest, and more.

    Related Terms

    Related Articles

    Credit Card Balance Transfers

    Credit Card Debt Consolidation

    Read more

    Things to Watch on Your Credit Card Statement

    7 Things to Pay Attention to On Your Credit Card Statement

    Read more

    View All Articles

    Credit Cards

  • Browse Credit Cards
  • See If You Pre-Qualify
  • Accept Mail Offer
  • Application Status

    • Support

  • FAQs
  • Contact Us
  • Accessibility
  • Credit One Central

    • About Us

  • Company
  • Partnerships
  • Community
  • Careers
  • News
    • Cell Phone Icon Credit One Bank Mobile App
    Facebook IconX IconInstagram IconYouTube IconLinkedIn Icon
  • Privacy
  • Terms of Use
  • Security & Fraud
  • Card Agreements

    • © 2023 Credit One Bank, N.A. All Rights Reserved. Member FDIC. This is a secure site.