<meta property="cq:wcmmode" content="disabled"/><meta property="articleFeedData" content="{&#34;nextPageMobile&#34;:false,&#34;nextPageNumberMobile&#34;:-1,&#34;nextPageUrl&#34;:&#34;/articles/setting-things-straight-on-credit-lines-infographic.2&#34;,&#34;prevPageNumber&#34;:-1,&#34;bottomArticles&#34;:[{&#34;date&#34;:&#34;Fri Nov 10 00:00:00 PST 2023&#34;,&#34;author&#34;:&#34;/content/dam/cob-corp-acquisition/content-fragments/authorbio/marc-klein/jcr:content/data/master&#34;,&#34;imagePath&#34;:&#34;/content/dam/cob-corp-acquisition/images/articles/2023/11/230439_DA_CoverageLimits_SEOA_FINAL.jpg&#34;,&#34;previewDescription&#34;:&#34;Insurance can help protect you financially when you need it most. But is there a limit to how much it will pay? &#34;,&#34;title&#34;:&#34;How Do Insurance Coverage Limits Work?&#34;,&#34;pagePath&#34;:&#34;/articles/how-do-insurance-coverage-limits-work&#34;,&#34;imageAlt&#34;:&#34;A close up shot of an insurance bill, with most of it blurry except for the word \u201ccoverage,\u201d signifying the coverage limit for the insurance plan.&#34;,&#34;tags&#34;:[&#34;creditonebank:PersonalFinance&#34;,&#34;credit-one-central-topics:insurance&#34;]},{&#34;date&#34;:&#34;Wed Nov 08 00:00:00 PST 2023&#34;,&#34;author&#34;:&#34;/content/dam/cob-corp-acquisition/content-fragments/authorbio/heather-vale/jcr:content/data/master&#34;,&#34;imagePath&#34;:&#34;/content/dam/cob-corp-acquisition/images/articles/2023/11/230640_CM_HolidayOnlineShopping_ART_Header_Final.jpg&#34;,&#34;previewDescription&#34;:&#34;While millions of Americans search for the internet\u2019s best deals this holiday season, cybercriminals are hard at work targeting those online shoppers. &#34;,&#34;title&#34;:&#34;6 Online Holiday Shopping Safety Tips&#34;,&#34;pagePath&#34;:&#34;/articles/6-online-holiday-shopping-safety-tips&#34;,&#34;imageAlt&#34;:&#34;A woman\u2019s hands are seen using her laptop and holding a credit card as she does her holiday shopping online with wrapping paper on the desk.&#34;,&#34;tags&#34;:[&#34;creditonebank:PersonalFinance&#34;,&#34;credit-one-central-topics:financial-tips&#34;,&#34;credit-one-central-topics:identity-theft&#34;,&#34;credit-one-central-topics:shopping&#34;]},{&#34;date&#34;:&#34;Tue Oct 31 16:08:38 PDT 2023&#34;,&#34;title&#34;:&#34;Topics&#34;,&#34;pagePath&#34;:&#34;/articles/topics&#34;,&#34;tags&#34;:[]}],&#34;authorArticlesMobile&#34;:[],&#34;prevPageMobile&#34;:false,&#34;nextPage&#34;:true,&#34;prevPage&#34;:false,&#34;prevPageUrl&#34;:&#34;/articles/setting-things-straight-on-credit-lines-infographic&#34;,&#34;prevPageUrlMobile&#34;:&#34;/articles/setting-things-straight-on-credit-lines-infographic&#34;,&#34;prevPageNumberMobile&#34;:-1,&#34;topArticles&#34;:[{&#34;date&#34;:&#34;Tue Nov 14 00:00:00 PST 2023&#34;,&#34;author&#34;:&#34;/content/dam/cob-corp-acquisition/content-fragments/authorbio/heather-vale/jcr:content/data/master&#34;,&#34;imagePath&#34;:&#34;/content/dam/cob-corp-acquisition/images/articles/2023/11/230568_DA_RisingAutoInsurance_SEOA_Final.jpg&#34;,&#34;previewDescription&#34;:&#34;Generally speaking, you have to pay car insurance. But what causes your auto insurance rates to go up?&#34;,&#34;title&#34;:&#34;Why Do Auto Insurance Rates Go Up?&#34;,&#34;pagePath&#34;:&#34;/articles/why-do-auto-insurance-rates-go-up&#34;,&#34;imageAlt&#34;:&#34;A toy car is climbing a stack of coins, representing auto insurance rates going up.&#34;,&#34;tags&#34;:[&#34;credit-one-central-topics:insurance&#34;,&#34;creditonebank:FinancialPlanning&#34;]},{&#34;date&#34;:&#34;Mon Nov 13 00:00:00 PST 2023&#34;,&#34;author&#34;:&#34;/content/dam/cob-corp-acquisition/content-fragments/authorbio/marc-klein/jcr:content/data/master&#34;,&#34;imagePath&#34;:&#34;/content/dam/cob-corp-acquisition/images/articles/2023/11/230567_DA_ComprehensiveCollisionAuto_SEOA_Final.jpg&#34;,&#34;previewDescription&#34;:&#34;Looking to find more coverage in case of damage to your car? Learn all about the differences between comprehensive and collision auto insurance.&#34;,&#34;title&#34;:&#34;Comprehensive vs. Collision Auto Coverage&#34;,&#34;pagePath&#34;:&#34;/articles/comprehensive-vs-collision-auto-coverage&#34;,&#34;imageAlt&#34;:&#34;A storm has caused a tree to fall on an SUV, which requires comprehensive coverage to pay for the damage.&#34;,&#34;tags&#34;:[&#34;creditonebank:PersonalFinance&#34;,&#34;credit-one-central-topics:insurance&#34;]},{&#34;date&#34;:&#34;Sat Nov 11 00:00:00 PST 2023&#34;,&#34;author&#34;:&#34;/content/dam/cob-corp-acquisition/content-fragments/authorbio/heather-vale/jcr:content/data/master&#34;,&#34;imagePath&#34;:&#34;/content/dam/cob-corp-acquisition/images/articles/2023/11/230544_DA_SubscriptionEffectsLBA_SEOA_FINAL.jpg&#34;,&#34;previewDescription&#34;:&#34;Everything from entertainment media to home decor is increasingly becoming subscription-based. As this trend continues, it\u2019s important to understand how subscriptions can impact your finances.&#34;,&#34;title&#34;:&#34;How Subscription Services Are Expected To Impact Personal Finances in the Coming Decade&#34;,&#34;pagePath&#34;:&#34;/articles/how-subscription-services-are-expected-to-impact-finances&#34;,&#34;imageAlt&#34;:&#34;A man\u2019s hand uses a remote to navigate various subscription services on a smart TV, which could impact his personal finances.&#34;,&#34;tags&#34;:[&#34;creditonebank:PersonalFinance&#34;,&#34;credit-one-central-topics:financial-tips&#34;,&#34;credit-one-central-topics:saving-money&#34;,&#34;credit-one-central-topics:shopping&#34;]}],&#34;lastPageNumberMobile&#34;:0,&#34;currentPageNumber&#34;:1,&#34;nextPageNumber&#34;:2,&#34;lastPageNumber&#34;:71,&#34;nextPageUrlMobile&#34;:&#34;&#34;,&#34;articlesTopics&#34;:[&#34;insurance&#34;,&#34;financial tips&#34;,&#34;saving money&#34;,&#34;shopping&#34;,&#34;identity theft&#34;],&#34;currentPageNumberMobile&#34;:1}"/>
Credit One Bank Logo
  • Accept Mail Offer
  • See If You Pre-Qualify
  • Customer Service
Sign In

Credit One Central

  • Credit Education
  • Personal Finance
  • Life Events
  • Financial Planning
  • Glossary
Personal Finance

Credit Line Increase [Infographic]

Author: Sean P. Egen

November 06, 2018

Topics:

Credit CardInfographic
Credit Lines and Credit Line Increases [Infographic]

There seems to be a lot of confusion about credit lines and credit line increases, so Credit One Bank decided to clarify things with a few general guidelines. Just know that the actual criteria and methodology used to set and increase credit limits is ultimately up to the credit card-issuer.

Find additional helpful information on how to earn credit limit increases.

Photo of the author

About the author:

Sean P. Egen

After realizing he couldn’t pay back his outrageous film school student loans with rejection notices from Hollywood studios, Sean focused his screenwriting skills on scripting corporate videos. Videos led to marketing communications, which led to articles and, before he knew it, Sean was making a living as a writer. He continues to do so today by leveraging his expertise in credit, financial planning, wealth-building, and living your best life for Credit One Bank.

Recommended Articles

Family of four at the airport about to go on vacation
How To Increase Your Credit Limit

Did you know a credit limit increase on your favorite credit card can give you greater financial flexibility and may even help your credit score? Find out what you need to do to put your finances in the best position to earn an increase.

A woman with her friends at a restaurant paying for a meal with her credit card
5 Reasons to Accept a Credit Line Increase

Thinking about accepting a credit line increase (CLI) from your credit card company, but you’re not convinced it’s a good idea? Have you received an email from them stating that you’re pre-approved for a CLI, but something’s keeping you from clicking the “accept” button?

Bob Just Got a Credit Line Increase Infographic Promo Banner
Bob Just Got a Credit Line Increase [Infographic]

Thinking about accepting or asking for a credit line increase but not sure how it will affect your life? See what Bob is in store for now that he’s received one.

Credit Cards

  • Browse Credit Cards
  • See If You Pre-Qualify
  • Accept Mail Offer
  • Application Status

    • Support

  • FAQs
  • Contact Us
  • Accessibility
  • Credit One Central

    • About Us

  • Company
  • Partnerships
  • Community
  • Careers
  • News
    • Cell Phone Icon Credit One Bank Mobile App
    Facebook IconX IconInstagram IconYouTube IconLinkedIn Icon
  • Privacy
  • Terms of Use
  • Security & Fraud
  • Card Agreements

    • © 2023 Credit One Bank, N.A. All Rights Reserved. Member FDIC. This is a secure site.