<meta property="cq:wcmmode" content="disabled"/><meta property="articleFeedData" content="{"baseUrl":"/articles/topics/building-credit","bottomArticles":[{"date":"Tue May 26 00:00:00 PDT 2026","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/jim-marous/jcr:content/data/master","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2026/05/260252_BRD_PhoneImage_IU_FINAL.jpg","previewDescription":"It can be difficult to rent a car, book a hotel room, or sign up for a streaming service without a credit card. 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