<meta property="cq:wcmmode" content="disabled"/><meta property="articleFeedData" content="{"baseUrl":"/articles/topics/consumer-insights","bottomArticles":[{"date":"Thu May 28 00:00:00 PDT 2026","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2026/05/260257_DA_GenerationPlasticSurvey_SEOA_FINAL.jpg","previewDescription":"How do you look at credit cards compared to your peers and parents? Find out what consumers said in our new survey.","title":"Generation Plastic: Why Younger Consumers See Credit Cards Differently Than Their Parents","pagePath":"/articles/why-younger-consumers-see-credit-cards-differently","imageAlt":"A young woman smiles as she sits on her couch with mobile phone in one hand and credit card in the other.","tags":["creditonebank:PersonalFinance","credit-one-central-topics:credit-card","credit-one-central-topics:consumer-insights","credit-one-central-topics:debt","credit-one-central-topics:financial-tips"]},{"date":"Tue May 26 00:00:00 PDT 2026","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/jim-marous/jcr:content/data/master","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2026/05/260252_BRD_PhoneImage_IU_FINAL.jpg","previewDescription":"It can be difficult to rent a car, book a hotel room, or sign up for a streaming service without a credit card. Try buying something online, handling an emergency repair, or even joining a gym without one.","title":"The Ultimate Subscription: Fees That Unlock the System for Millions","pagePath":"/articles/the-ultimate-subscription","imageAlt":"Credit Card Annual Fees \u2013 The Ultimate Subscription","tags":["creditonebank:CreditEducation","credit-one-central-topics:credit-card","credit-one-central-topics:credit-score","credit-one-central-topics:building-credit","credit-one-central-topics:consumer-insights"]},{"date":"Tue Apr 21 00:00:00 PDT 2026","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2026/04/260180_DA_CostOfPoorCreditSurvey_SEOA.jpg","previewDescription":"Poor credit can lead to denials, and that may lead to even more complications. 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Nearly half of U.S. consumers say a better interest rate is key.","title":"The 4% Rule: Inside the Rate That Finally Makes U.S. Consumers Switch Banks","pagePath":"/articles/the-4-percent-rule","imageAlt":"A mature couple sits at their kitchen table with tablet, phone, and financial documents. They may be evaluating savings account rates to determine if they\u2019ll move some money or switch banks.","tags":["creditonebank:FinancialPlanning","credit-one-central-topics:consumer-insights","credit-one-central-topics:financial-tips","credit-one-central-topics:Savings"]},{"date":"Mon Aug 17 00:00:00 PDT 2026","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2026/08/260467_DA_AIScamsSurvey_SEOA_Final.jpg","previewDescription":"How has the rise of AI-powered scams eroded our trust? 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