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Here\u2019s what U.S. consumers said about it.","title":"The Great Savings Dilemma: Why Flexibility Beats Returns for Most U.S. Consumers","pagePath":"/articles/the-great-savings-dilemma-why-flexibility-beats-returns-for-most-us-consumers","imageAlt":"A chain and padlock are wrapped around a burlap bag with a dollar sign on it, representing the concept of locked fixed-term savings accounts.","tags":["creditonebank:FinancialPlanning","credit-one-central-topics:budgeting","credit-one-central-topics:financial-tips","credit-one-central-topics:Savings","credit-one-central-topics:consumer-insights"]},{"date":"Thu May 28 00:00:00 PDT 2026","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2026/05/260257_DA_GenerationPlasticSurvey_SEOA_FINAL.jpg","previewDescription":"How do you look at credit cards compared to your peers and parents? 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Here\u2019s what a survey of 1,000 U.S. consumers found about CD financial features.","title":"One Rare CD Feature Would Tip 77% of Savers Toward Locking In","pagePath":"/articles/one-rare-cd-feature-would-tip-77-percent-of-savers-locking-in","imageAlt":"A young woman and an older woman sit in their kitchen looking at financial paperwork with an open laptop in front of them. 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