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A young woman looks at her credit card and several past-due invoices, indicating her credit card may be charged off.

What Happens When a Credit Card Is Charged Off?

What happens when your credit card gets charged off? Discover the impact on your credit, how debt collection works, and steps to reduce the effects.

A young woman raises her fist in celebration while holding up her credit card, as if she’s pleased with her starting credit score.

What Credit Score Do You Start With?

Wondering what your starting credit score is? Learn how to build a strong foundation from the beginning of your credit journey.

A woman thoughtfully holds up her credit card while walking through an outdoor shopping center, perhaps happy that she has an unsecured credit card.

What Are Unsecured Credit Cards?

Unsecured credit cards can boost your financial situation, but only if you manage them properly. Here’s everything you need to know before getting one.

Credit Wrecker: Max Out paying with a credit card

How Much of Your Credit Line To Use

It might seem like your credit line is there to spend. But using just a small portion may be better for your credit score.

A young man smiles and pumps his fist in excitement as he holds a new credit card while using his laptop.

Getting the Most Out of Your New Credit Card

How you treat your new credit card is crucial. It can mean the difference between a challenge with credit and a healthy financial life.

A man uses his hand to stop wooden blocks from toppling over like dominos, representing the impact of poor debt management on credit scores and taking action to prevent it.

Impact of Poor Debt Management on Credit Score

Neglecting to manage your debt can have a negative effect on your credit score. Learn how to avoid this situation with these tips.

This material is for informational purposes only and is not intended to replace the advice of a qualified tax advisor, attorney or financial advisor. Readers should consult with their own tax advisor, attorney or financial advisor with regard to their personal situations.

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