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A credit card and roll of cash balance against each other on a set of scales, representing a balance transfer of money from one card to another.

How Balance Transfers Work

Balance transfers can help you limit interest charges and simplify payments. But they also come with some pros and cons you should be aware of.

A concerned couple reviews a financial statement at their kitchen table, which has several documents, a calculator, coffee pot and laptop on it. Perhaps they forgot a bill and are considering what happens when you make a late credit card payment.

What Happens When You Make a Late Credit Card Payment?

A late credit card payment can cause frustration and bring consequences. Let’s explore the potential fees, interest rate increases, and other effects of being late.

A woman, framed from the neck down, sits at a desk with coffee and a laptop while writing in a spiral notebook. She looks as if she may be checking items off a list, a useful tool for staying on top of credit card payments.

Staying on Top of Your Credit Card Payments

Making on-time payments is an essential part of a healthy credit score. Learning these tips can help you stay on top of your credit card payments.

5 Tips for Making the Most of Your Money

5 Ways to Make the Most of Your Money

Money is one of your most valuable assets. Discover 5 ways to make the most of your money so it goes as far as possible.

A mixing bowl with wet and dry ingredients is shown from above as the cook whisks the contents together, representing the concept of credit mix.

What Is Credit Mix?

The concept of credit mix isn’t always fully understood. Find out what it is and how a diverse credit mix can impact your credit score.

A woman thoughtfully holds up her credit card while walking through an outdoor shopping center, perhaps happy that she has an unsecured credit card.

What Are Unsecured Credit Cards?

Unsecured credit cards can boost your financial situation, but only if you manage them properly. Here’s everything you need to know before getting one.

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This material is for informational purposes only and is not intended to replace the advice of a qualified tax advisor, attorney or financial advisor. Readers should consult with their own tax advisor, attorney or financial advisor with regard to their personal situations.

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