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Credit Card

What Is a Credit Card Grace Period?

According to Section 163 (Timing of Payments) of the CARD Act of 2009: “A creditor may not treat a payment on an open end consumer...

4 Ways a Credit Card Could Save You Money

Credit cards aren't just a convenient option for making purchases. They could also help save you money. Here are four ways that using a credit...

Secured Credit Card vs Credit-Builder Loan

According to the Consumer Financial Protection Bureau, 26 million American adults have no credit report. Another 19 million have a credit report but no credit...

Five Facts About Credit Card Limits

Five Facts About Credit Card Limits

Credit cards provide a convenient way to purchase goods or services. But having a credit card doesn’t mean you can spend as much as you...

The Invention of Credit Cards

The concept of credit—purchasing something now in return for payment later—has been around for thousands of years. Five-thousand-year-old old texts from ancient Mesopotamia exist, recording...

What Should I Know Before Applying for a Credit Card?

New to credit cards? Thinking about applying for a credit card but not really sure how to go about it or what it entails? Not...