<meta property="cq:wcmmode" content="disabled"/><meta property="articleFeedData" content="{"nextPageMobile":false,"nextPageNumberMobile":-1,"nextPageUrl":"/articles/topics/credit-report.2","prevPageNumber":-1,"bottomArticles":[{"date":"Wed Apr 30 11:31:04 PDT 2025","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/jorge-labrador/jcr:content/data/master","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2024/10/240517_DA_WhatCreditScoreDoYouStartWith_SEOA_FINAL.jpg","previewDescription":"Wondering what your starting credit score is? Learn how to build a strong foundation from the beginning of your credit journey.","title":"What Credit Score Do You Start With?","pagePath":"/articles/what-credit-score-do-you-start-with","imageAlt":"A young woman raises her fist in celebration while holding up her credit card, as if she\u2019s pleased with her starting credit score.","tags":["creditonebank:CreditEducation","credit-one-central-topics:credit-card","credit-one-central-topics:credit-report","credit-one-central-topics:credit-score","credit-one-central-topics:rebuild-credit"]},{"date":"Thu Jan 02 00:00:00 PST 2025","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/heather-vale/jcr:content/data/master","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2025/01/240641_DA_FreezeCreditReportRefresh_SEOA_FINAL.jpg","previewDescription":"If your identity is stolen, how can you protect yourself and your personal data? A credit freeze restricts your credit report to prevent unauthorized activity.","title":"What a Credit Freeze Is and How To Freeze Your Credit Reports","pagePath":"/articles/how-to-freeze-your-credit-reports","imageAlt":"A credit card is frozen in a block of ice, representing the concept of freezing your credit.","tags":["creditonebank:CreditEducation","credit-one-central-topics:credit-card","credit-one-central-topics:credit-report","credit-one-central-topics:financial-tips"]},{"date":"Thu Oct 24 00:00:00 PDT 2024","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/jorge-labrador/jcr:content/data/master","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2021/11/prs1234_104177-How-Long-Does-a-Late-Payment-Stay-on-Your-Credit-Report.jpg","previewDescription":"One late payment can have a surprisingly big impact, but the next steps you take can make a massive difference.","title":"How Long Do Late Payments Stay on Your Credit Report?","pagePath":"/articles/how-long-does-a-late-payment-stay-in-your-credit-reports","imageAlt":"A past-due bill notice sits on a table, perhaps raising concerns about how long late payments stay on your credit report.","tags":["creditonebank:CreditEducation","credit-one-central-topics:credit-card","credit-one-central-topics:credit-report","credit-one-central-topics:credit-score","credit-one-central-topics:financial-tips"]}],"authorArticlesMobile":[],"prevPageMobile":false,"nextPage":true,"prevPage":false,"prevPageUrl":"/articles/topics/credit-report","prevPageUrlMobile":"/articles/topics/credit-report","prevPageNumberMobile":-1,"topArticles":[{"date":"Fri Jun 06 00:00:00 PDT 2025","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/jorge-labrador/jcr:content/data/master","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2021/03/104428 COC_23_preventingidentitytheft.jpg","previewDescription":"Identity thieves have kept up with the times, but you can too. Learn various simple, yet effective ways to protect against identity theft.","title":"How you can Protect Yourself Against Identity Theft","pagePath":"/articles/preventing-identity-theft","imageAlt":"A woman\u2019s hands rest over a laptop\u2019s keyboard while shopping for a guitar online. Perhaps she\u2019s checking if this is a secure website, as a way to protect against identity theft.","tags":["credit-one-central-topics:identity-theft","credit-one-central-topics:fraud","credit-one-central-topics:credit-card","credit-one-central-topics:credit-report"]},{"date":"Fri Jun 06 00:00:00 PDT 2025","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/jorge-labrador/jcr:content/data/master","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2021/02/104343 COC_12_article3.jpg","previewDescription":"Credit language can be confusing. Learn how credit scores are different from credit reports, what credit reporting agencies are, and how they all relate.","title":"The Differences Between Credit Scores, Reports & Reporting Agencies","pagePath":"/articles/the-differences-between-credit-scores-reports-reporting-agencies","imageAlt":"A woman lies on her sofa while reading from a tablet. She may be learning the differences between credit scores, reports and reporting agencies.","tags":["credit-one-central-topics:credit-score","credit-one-central-topics:credit-report","credit-one-central-topics:credit-card"]},{"date":"Mon May 12 11:41:22 PDT 2025","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/jorge-labrador/jcr:content/data/master","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2025/05/250171_DA_ManageYourDebtWisely_SEOA_FINAL.jpg","previewDescription":"Neglecting to manage your debt can have a negative effect on your credit score. Learn how to avoid this situation with these tips.","title":"Impact of Poor Debt Management on Credit Score","pagePath":"/articles/impact-of-poor-debt-management-on-credit-score","imageAlt":"A man uses his hand to stop wooden blocks from toppling over like dominos, representing the impact of poor debt management on credit scores and taking action to prevent it.","tags":["creditonebank:CreditEducation","credit-one-central-topics:budgeting","credit-one-central-topics:credit-card","credit-one-central-topics:credit-report","credit-one-central-topics:credit-score","credit-one-central-topics:debt"]}],"lastPageNumberMobile":0,"currentPageNumber":1,"nextPageNumber":2,"lastPageNumber":6,"nextPageUrlMobile":"","articlesTopics":["rebuild credit","credit report","financial tips","fraud","credit score","credit card","debt","budgeting","identity theft"],"currentPageNumberMobile":1}"/>
FDIC-Insured - Backed by the full faith and credit of the U.S. Government