Credit Report
Removing a Late Payment from Your Credit Reports
You probably already know that making late payments typically doesn’t do your credit score any favors and you should strive to pay your on...
Who Reports to Credit Bureaus?
A credit report is a bit like an academic report card, only instead of reporting how one is doing in school, it conveys how one’s...
How to Read a Credit Report
If you’ve ever applied for a loan or line of credit, you probably know that your credit score—which is calculated using information contained in your...
What is a Hard Inquiry? What is a Soft Inquiry? [Infographic]
When a potential creditor looks at your credit reports to help them make a lending decision, it is considered an inquiry. But how they look...
When, Why & How Often to Check Your Credit Reports
When was the last time you checked your credit reports? Many people don’t know when or how often to check them, yet there are certain...
Should You Worry About Credit Report Errors?
Your credit reports are like report cards on how you’re doing with your credit. Potential lenders rely on them to get an accurate of...