Credit Report

What is a Credit Bureau?

If you’ve had any experience with credit, you’ve probably heard the term “credit bureau.” It may have been when a potential lender informed you they...

Removing a Late Payment from Your Credit Reports

You probably already know that making late payments typically doesn’t do your credit score any favors and you should strive to pay your on...

How to Freeze and Unfreeze Your Credit Reports

Headlines have been filled with a string of security breaches over the past few years. If you’re one of the millions affected, you be...

What is a Hard Inquiry? What is a Soft Inquiry? [Infographic]

When a potential creditor looks at your credit reports to help them make a lending decision, it is considered an inquiry. But how they look...

Should You Worry About Credit Report Errors?

Your credit reports are like report cards on how you’re doing with your credit. Potential lenders rely on them to get an accurate of...

How to Fix the Most Common Credit Report Errors

You’ve probably heard about the importance of checking your credit reports regularly. It’s wise to stay current on the status of your credit so you...