<meta property="cq:wcmmode" content="disabled"/><meta property="articleFeedData" content="{"nextPageMobile":false,"nextPageNumberMobile":-1,"nextPageUrl":"/articles/topics/credit-report.3","prevPageNumber":-1,"bottomArticles":[{"date":"Thu Apr 01 15:25:00 PDT 2021","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/sean-p-egen/jcr:content/data/master","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2021/07/104788 Who Can and Can't Report on Credit Reports.jpg","previewDescription":"A credit report is a bit like an academic report card, only instead of reporting how one is doing in school, it conveys how one\u2019s doing managing their credit. It does this by reporting account information supplied by creditors, similar to the way instructors supply grades that represent how well a student is doing in their courses. But instead of assigning a letter grade or numeric grade point, creditors report account activity to the consumer credit bureaus (the agencies that produce credit reports). Information such as payment history, how long an account has been open, credit limit, account balances, account opening and closure dates, and more. ","title":"Who Reports to Credit Bureaus?","pagePath":"/articles/who-reports-to-credit-bureaus","imageAlt":"Credit Report Data Furnishers","tags":["financial_education","credit-one-central-topics:credit-card","credit_basics","credit-one-central-topics:credit-report"]},{"date":"Wed Mar 31 15:28:00 PDT 2021","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/jennifer-brozic/jcr:content/data/master","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2021/03/104429 COC_47_103286 Understanding Your Credit Report.jpg","previewDescription":"If you\u2019ve ever applied for a loan or line of credit, you probably know that your credit score\u2014which is calculated using information contained in your credit reports\u2014is one of the main factors used to make lending decisions. Understanding what your credit reports say about your borrowing and repayment history can help you better understand how likely you are to be approved for credit and for which rates and terms you may qualify.","title":"How to Read a Credit Report","pagePath":"/articles/understanding-your-credit-reports","imageAlt":"Tips for understanding your credit reports","tags":["credit-one-central-topics:credit-report","creditonebank:FinancialEducation"]},{"date":"Fri Mar 05 14:17:00 PST 2021","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/jennifer-brozic/jcr:content/data/master","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2021/03/03022021_Rebuilding Credit After a Financial Setback.jpg","previewDescription":"Whether it\u2019s a job loss because of the coronavirus, serious injury, unexpected illness, or another of life\u2019s many curveballs that can come your way, a financial setback can occur at any time. Oftentimes when you least expect it. And, if you\u2019re struggling to pay your bills, your credit could take a hit along with your finances.","title":"Rebuilding Credit After Financial Issues","pagePath":"/articles/rebuilding-credit-after-financial-issues","imageAlt":"Tips for Rebuilding Credit","tags":["credit-one-central-topics:credit-report","credit-one-central-topics:credit-score"]}],"authorArticlesMobile":[],"prevPageMobile":true,"nextPage":true,"prevPage":true,"prevPageUrl":"/articles/topics/credit-report","prevPageUrlMobile":"/articles/topics/credit-report","prevPageNumberMobile":-1,"topArticles":[{"date":"Mon Dec 13 10:38:00 PST 2021","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/sean-p-egen/jcr:content/data/master","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2021/12/105234_Could_This_Raise_My_Credit_Score_Header.jpg","previewDescription":"Got a credit score that could use a bump? Looking to show some love to that three-digit numeral that expresses your creditworthiness to potential lenders?","title":"Could This Improve My Credit Score? [Quiz]","pagePath":"/articles/could-this-improve-my-credit-score-quiz","imageAlt":"Quiz: Will This Improve My Credit Score?","tags":["creditonebank:CreditBasics","credit-one-central-topics:credit-card","credit-one-central-topics:credit-score","credit-one-central-topics:credit-report","creditonebank:FinancialEducation"]},{"date":"Thu Nov 18 11:01:00 PST 2021","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/sean-p-egen/jcr:content/data/master","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2021/11/105198_Installment_Credit_Article.jpg","previewDescription":"If you review your credit report(s)\u2014like you should at least annually\u2014you may notice a preponderance of revolving credit accounts, or tradelines. And the majority of those are probably credit cards, unless you\u2019ve opened a revolving line of credit with a financial institution.","title":"Do I Need Installment Credit In My Credit Mix?","pagePath":"/articles/do-i-need-installment-credit-in-my-credit-mix","imageAlt":"Is It Important to Have Installment Credit?","tags":["creditonebank:CreditBasics","credit-one-central-topics:credit-card","credit-one-central-topics:credit-score","credit-one-central-topics:credit-report","creditonebank:FinancialEducation"]},{"date":"Fri Nov 12 00:00:00 PST 2021","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/sean-p-egen/jcr:content/data/master","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2021/11/Why-to-Check-Your-Credit-Reports-Annually.jpg","previewDescription":"With a new year approaching, it\u2019s time to once again examine our behaviors and habits over the past year in order to formulate those dreaded New Year\u2019s Resolutions lists. The good news is that every resolution on that list doesn\u2019t have to be painful. There\u2019s one you can implement that could improve your finances, help you stay on top of your credit, protect you from fraud and identity theft, and possibly even improve your credit score. And it\u2019s easy and free to do.","title":"7 Reasons to Check Your Credit Reports Annually","pagePath":"/articles/7-reasons-to-check-your-credit-reports-annually","imageAlt":"Why You Should Check Your Credit Report Annually","tags":["creditonebank:CreditBasics","credit-one-central-topics:credit-score","credit-one-central-topics:credit-report","creditonebank:FinancialEducation","credit-one-central-topics:identity-theft","credit-one-central-topics:fraud"]}],"lastPageNumberMobile":0,"currentPageNumber":2,"nextPageNumber":3,"lastPageNumber":4,"nextPageUrlMobile":"","articlesTopics":["credit report","fraud","credit score","credit card","identity theft"],"currentPageNumberMobile":2}"/>