Credit Report
Do I Need Installment Credit In My Credit Mix?
If you review your credit report(s)—like you should at least annually—you may notice a preponderance of revolving credit accounts, or tradelines. And the of...
7 Reasons to Check Your Credit Reports Annually
With a new year approaching, it’s time to once again examine our behaviors and habits over the past year in order to formulate those dreaded...
Who Reports to Credit Bureaus?
A credit report is a bit like an academic report card, only instead of reporting how one is doing in school, it conveys how one’s...
How to Read a Credit Report
If you’ve ever applied for a loan or line of credit, you probably know that your credit score—which is calculated using information contained in your...
Rebuilding Credit After Financial Issues
Whether it’s a job loss because of the coronavirus, serious injury, unexpected illness, or another of life’s many curveballs that can come your a...
Removing a Late Payment from Your Credit Reports
You probably already know that making late payments typically doesn’t do your credit score any favors and you should strive to pay your on...