Your request is being processed.

Please wait.

<meta property="cq:wcmmode" content="disabled"/><meta property="articleFeedData" content="{"baseUrl":"/articles/topics/credit-score","bottomArticles":[{"date":"Wed May 20 00:00:00 PDT 2026","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/heather-vale/jcr:content/data/master","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2026/05/260189_DA_RefreshSecuredToUnsecured_SEOA_Final.jpg","previewDescription":"Secured credit cards can help you build credit when used strategically. But how and when can you upgrade to an unsecured card?","title":"How Long Does It Take for a Secured Card To Become Unsecured?","pagePath":"/articles/how-long-does-it-take-for-a-secured-card-to-become-unsecured","imageAlt":"A young woman sits on her couch while happily comparing two credit cards, one in each hand. One may be a secured credit card and the other is her newly earned unsecured card.","tags":["creditonebank:CreditEducation","credit-one-central-topics:building-credit","credit-one-central-topics:credit-card","credit-one-central-topics:credit-score"]},{"date":"Mon May 11 16:15:21 PDT 2026","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/jorge-labrador/jcr:content/data/master","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2024/10/240517_DA_WhatCreditScoreDoYouStartWith_SEOA_FINAL.jpg","previewDescription":"Wondering what your starting credit score is? Learn how to build a strong foundation from the beginning of your credit journey.","title":"What Credit Score Do You Start With?","pagePath":"/articles/what-credit-score-do-you-start-with","imageAlt":"A young woman raises her fist in celebration while holding up her credit card, as if she\u2019s pleased with her starting credit score.","tags":["creditonebank:CreditEducation","credit-one-central-topics:credit-card","credit-one-central-topics:credit-report","credit-one-central-topics:credit-score","credit-one-central-topics:building-credit"]},{"date":"Mon May 11 16:15:21 PDT 2026","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/heather-vale/jcr:content/data/master","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2024/12/240595_DA_UnsecuredCreditCards_SEOA_FINAL.jpg","previewDescription":"Unsecured credit cards can boost your financial situation, but only if you manage them properly. Here\u2019s everything you need to know before getting one.","title":"What Are Unsecured Credit Cards?","pagePath":"/articles/what-are-unsecured-credit-cards","imageAlt":"A woman thoughtfully holds up her credit card while walking through an outdoor shopping center, perhaps happy that she has an unsecured credit card.","tags":["credit-one-central-topics:credit-card","credit-one-central-topics:credit-score","creditonebank:CreditEducation","credit-one-central-topics:building-credit"]}],"authorArticlesMobile":[],"topArticles":[{"date":"Thu Jun 25 00:00:00 PDT 2026","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/heather-vale/jcr:content/data/master","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2026/06/260303_DA_CreditScoreRefresh_SEOA_Final.jpg","previewDescription":"Credit scores are mysterious, right down to how often they update. Find out how and when they\u2019re created, and what causes your score to change.","title":"How Often Does Your Credit Score Update?","pagePath":"/articles/how-often-does-your-credit-score-update","imageAlt":"A young man sitting at a counter talks on his phone while smiling as if he\u2019s getting good news, like an update to his credit score or loan application.","tags":["credit-one-central-topics:credit-score","credit-one-central-topics:financial-tips"]},{"date":"Thu Jun 25 00:00:00 PDT 2026","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/heather-vale/jcr:content/data/master","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2021/11/Dealing_with_a_Missed_Credit_Card_Payment.jpg","previewDescription":"Missing a credit card payment could damage your credit. Find out the steps you can take to help minimize the effects of a missed credit card payment.","title":"Missing a Credit Card Payment: What You Need To Know","pagePath":"/articles/dealing-with-missing-a-credit-card-payment","imageAlt":"A young woman appears concerned as she talks on the phone while looking at her laptop. Perhaps she is talking to her creditor after missing a credit card payment.","tags":["credit-one-central-topics:credit-card","credit-one-central-topics:credit-score","credit-one-central-topics:financial-tips"]},{"date":"Thu May 21 00:00:00 PDT 2026","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/heather-vale/jcr:content/data/master","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2026/05/260210 - DA_RefreshRebuildingCredit_SEOA_FINAL.jpg","previewDescription":"If you\u2019ve been through a financial crisis, you may be wondering how to rebuild your credit. It takes time, but here\u2019s how to do it. ","title":"Rebuilding Your Credit After a Financial Crisis","pagePath":"/articles/rebuilding-your-credit-after-a-financial-crisis","imageAlt":"A young woman rests her chin on her hands as if she\u2019s contemplating a crisis while another woman, who is perhaps her therapist or credit counselor, looks on with a clipboard.","tags":["creditonebank:CreditEducation","credit-one-central-topics:building-credit","credit-one-central-topics:credit-card","credit-one-central-topics:credit-score"]}],"lastPageNumberMobile":0,"currentPageNumber":1,"lastPageNumber":20,"articlesTopics":["credit report","financial tips","credit score","credit card","building credit"],"currentPageNumberMobile":1}"/>

FDIC-Insured - Backed by the full faith and credit of the U.S. Government

Accept Mail Offer
See If You Pre-Qualify
For What's Ahead
Customer Service

Credit Education
Personal Finance
Life Events
Financial Planning
Glossary

Credit Education
Personal Finance
Life Events
Financial Planning
Glossary

Home
Blank

Credit Score

A young man sitting at a counter talks on his phone while smiling as if he’s getting good news, like an update to his credit score or loan application.

How Often Does Your Credit Score Update?

Credit scores are mysterious, right down to how often they update. Find out how and when they’re created, and what causes your score to change.

A young woman appears concerned as she talks on the phone while looking at her laptop. Perhaps she is talking to her creditor after missing a credit card payment.

Missing a Credit Card Payment: What You Need To Know

Missing a credit card payment could damage your credit. Find out the steps you can take to help minimize the effects of a missed credit card payment.

A young woman rests her chin on her hands as if she’s contemplating a crisis while another woman, who is perhaps her therapist or credit counselor, looks on with a clipboard.

Rebuilding Your Credit After a Financial Crisis

If you’ve been through a financial crisis, you may be wondering how to rebuild your credit. It takes time, but here’s how to do it.

A young woman sits on her couch while happily comparing two credit cards, one in each hand. One may be a secured credit card and the other is her newly earned unsecured card.

How Long Does It Take for a Secured Card To Become Unsecured?

Secured credit cards can help you build credit when used strategically. But how and when can you upgrade to an unsecured card?

A young woman raises her fist in celebration while holding up her credit card, as if she’s pleased with her starting credit score.

What Credit Score Do You Start With?

Wondering what your starting credit score is? Learn how to build a strong foundation from the beginning of your credit journey.

A woman thoughtfully holds up her credit card while walking through an outdoor shopping center, perhaps happy that she has an unsecured credit card.

What Are Unsecured Credit Cards?

Unsecured credit cards can boost your financial situation, but only if you manage them properly. Here’s everything you need to know before getting one.

Credit Cards

See If You Pre-Qualify
Accept Mail Offer
Application Status
Browse ALL Credit Cards
Keys to Credit

Deposit Products

High-Yield Jumbo CD
Bump-Up Jumbo CD
High Yield Savings
Browse ALL Deposit Products

Customer Service

Browse ALL FAQs
Help
Accessibility

Credit One Bank

About Us
In The News
For What's Ahead
Credit Wreckers
Careers

Credit One Bank Mobile App

Privacy
Terms of Use
Security & Fraud
Card Agreements

© 2026 Credit One Bank, N.A. All Rights Reserved. Member FDIC. This is a secure site.