<meta property="cq:wcmmode" content="disabled"/><meta property="articleFeedData" content="{"baseUrl":"/articles/topics/credit-score","bottomArticles":[{"date":"Tue Jul 14 00:00:00 PDT 2026","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/jorge-labrador/jcr:content/data/master","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2025/07/Miss-Payment-Article-large.jpg","previewDescription":"One late payment can lead to a surprisingly big impact, but you can take steps like using AutoPay to set yourself up for success.","title":"How Long Do Late Payments Stay on Your Credit Report?","pagePath":"/articles/how-long-does-a-late-payment-stay-in-your-credit-reports","imageAlt":"Miss Payment, a fuzzy, pink Credit Wrecker character, lounges on a navy blue couch with various late and unpaid bills scattered around. 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This is how they do it.","title":"What Is the Highest Credit Score Possible and How To Get It","pagePath":"/articles/what-is-the-highest-credit-score","imageAlt":"A woman looks surprised and excited as she covers her mouth with looking at her credit card and open laptop. She may have just discovered that she got the highest credit score possible.","tags":["creditonebank:CreditEducation","credit-one-central-topics:credit-score","credit-one-central-topics:financial-tips"]},{"date":"Wed Jul 29 00:00:00 PDT 2026","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/heather-vale/jcr:content/data/master","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2026/07/260350_BRD_HowToAvoid_ART_HeaderImage_2400x1350_96dpi_IR1.jpg","previewDescription":"Sometimes it seems easier to destroy your credit than improve it, no matter how hard you try. Here\u2019s how to avoid those credit-wrecking behaviors.","title":"How To Avoid the Credit Wreckers","pagePath":"/articles/how-to-avoid-the-credit-wreckers","imageAlt":"Four little colored monsters called Credit Wreckers seem oblivious to their surroundings. These characters embody many of the negative behaviors that could harm a credit score.","tags":["creditonebank:CreditEducation","credit-one-central-topics:budgeting","credit-one-central-topics:credit-card","credit-one-central-topics:credit-score","credit-one-central-topics:financial-tips"]},{"date":"Thu Jul 16 00:00:00 PDT 2026","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/jorge-labrador/jcr:content/data/master","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2026/07/260375_DA_SecuredCCDepositsRefresh_SEOA_FINAL.jpg","previewDescription":"A secured card can help you build credit history, but it all starts with a security deposit. 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