<meta property="cq:wcmmode" content="disabled"/><meta property="articleFeedData" content="{"baseUrl":"/articles/topics/credit-score","bottomArticles":[{"date":"Wed Jul 29 00:00:00 PDT 2026","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/heather-vale/jcr:content/data/master","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2026/07/260350_BRD_HowToAvoid_ART_HeaderImage_2400x1350_96dpi_IR1.jpg","previewDescription":"Sometimes it seems easier to destroy your credit than improve it, no matter how hard you try. Here\u2019s how to avoid those credit-wrecking behaviors.","title":"How To Avoid the Credit Wreckers","pagePath":"/articles/how-to-avoid-the-credit-wreckers","imageAlt":"Four little colored monsters called Credit Wreckers seem oblivious to their surroundings. 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