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<meta property="cq:wcmmode" content="disabled"/><meta property="articleFeedData" content="{"baseUrl":"/articles/topics/debt","bottomArticles":[{"date":"Fri May 08 11:23:21 PDT 2026","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/jorge-labrador/jcr:content/data/master","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2025/05/250171_DA_ManageYourDebtWisely_SEOA_FINAL.jpg","previewDescription":"Neglecting to manage your debt can have a negative effect on your credit score. 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A young woman smiles as she sits on her couch with mobile phone in one hand and credit card in the other.

Generation Plastic: Why Younger Consumers See Credit Cards Differently Than Their Parents

How do you look at credit cards compared to your peers and parents? Find out what consumers said in our new survey.

A young woman looks at her credit card and several past-due invoices, indicating her credit card may be charged off.

What Happens When a Credit Card Is Charged Off?

What happens when your credit card gets charged off? Discover the impact on your credit, how debt collection works, and steps to reduce the effects.

Credit Wrecker: Max Out paying with a credit card

How Much of Your Credit Line To Use

It might seem like your credit line is there to spend. But using just a small portion may be better for your credit score.

A man uses his hand to stop wooden blocks from toppling over like dominos, representing the impact of poor debt management on credit scores and taking action to prevent it.

Impact of Poor Debt Management on Credit Score

Neglecting to manage your debt can have a negative effect on your credit score. Learn how to avoid this situation with these tips.

Two women have a discussion while sitting at a table. One has a laptop open while speaking and the other is listening carefully while holding on to her tablet. They may be discussing the differences between traditional and AI-based financial advice.

51% of U.S. Consumers Expect AI to Replace Financial Advisors

A new survey reveals how many U.S. consumers trust AI for financial advice — and why human advisors still hold an edge.

A man works on his laptop in the kitchen as his wife looks at a collections letter with a concerned expression. She may be worried about how to remove it from her credit report.

How To Remove Collections From Your Credit Report

It’s no fun being in collections, regardless of how you got there. So how do you remove that entry from your credit report?

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