<meta property="cq:wcmmode" content="disabled"/><meta property="articleFeedData" content="{"baseUrl":"/articles/topics/debt","bottomArticles":[{"date":"Tue Jul 21 00:00:00 PDT 2026","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/heather-vale/jcr:content/data/master","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2024/09/240415_DA_CreditCardChargedOff_SEOA_FINAL.jpg","previewDescription":"What happens when your credit card gets charged off? Discover the impact on your credit, how debt collection works, and steps to reduce the effects.","title":"What Happens When a Credit Card Is Charged Off?","pagePath":"/articles/what-happens-when-a-credit-card-is-charged-off","imageAlt":"A young woman looks at her credit card and several past-due invoices, indicating her credit card may be charged off.","tags":["creditonebank:CreditEducation","credit-one-central-topics:credit-card","credit-one-central-topics:debt","credit-one-central-topics:building-credit"]},{"date":"Thu May 28 00:00:00 PDT 2026","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2026/05/260257_DA_GenerationPlasticSurvey_SEOA_FINAL.jpg","previewDescription":"How do you look at credit cards compared to your peers and parents? Find out what consumers said in our new survey.","title":"Generation Plastic: Why Younger Consumers See Credit Cards Differently Than Their Parents","pagePath":"/articles/why-younger-consumers-see-credit-cards-differently","imageAlt":"A young woman smiles as she sits on her couch with mobile phone in one hand and credit card in the other.","tags":["creditonebank:PersonalFinance","credit-one-central-topics:credit-card","credit-one-central-topics:consumer-insights","credit-one-central-topics:debt","credit-one-central-topics:financial-tips"]},{"date":"Mon May 11 16:15:07 PDT 2026","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/heather-vale/jcr:content/data/master","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2025/07/Max-Out-Article-large.jpg","previewDescription":"It might seem like your credit line is there to spend. But using just a small portion may be better for your credit score.","title":"How Much of Your Credit Line To Use","pagePath":"/articles/how-much-of-your-credit-line-to-use","imageAlt":"Credit Wrecker: Max Out paying with a credit card","tags":["creditonebank:CreditEducation","credit-one-central-topics:credit-card","credit-one-central-topics:credit-score","credit-one-central-topics:debt"]}],"authorArticlesMobile":[],"topArticles":[{"date":"Tue Oct 13 00:00:00 PDT 2026","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/heather-vale/jcr:content/data/master","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2023/10/230473_DA_RemoveCollectionsReport_SEOA_FINAL.jpg","previewDescription":"It\u2019s no fun being in collections, regardless of how you got there. So how do you remove that entry from your credit report?","title":"How To Remove Collections From Your Credit Report","pagePath":"/articles/how-to-remove-collections-from-your-credit-report","imageAlt":"A man works on his laptop in the kitchen as his wife looks at a collections letter with a concerned expression. She may be worried about how to remove it from her credit report.","tags":["credit-one-central-topics:credit-card","credit-one-central-topics:credit-report","credit-one-central-topics:credit-score","credit-one-central-topics:debt","credit-one-central-topics:building-credit"]},{"date":"Mon Oct 05 14:10:58 PDT 2026","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/richard-horowitz/jcr:content/data/master","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2026/10/260586_DA_ChargeOffvsCollectionNew_SEOA_Final.jpg","previewDescription":"Charge-offs and collections are related, but they\u2019re not the same thing. Find out how the timeline, next steps and credit impact may vary.","title":"What Is a Charge-Off vs a Collection? Key Differences Explained","pagePath":"/articles/charge-off-vs-collection-key-differences","imageAlt":"A young man looks concerned as he reviews a printed statement while holding a calculator and working on his tablet at home. He may be calculating payment options from a collections agency after having his card charged off.","tags":["creditonebank:CreditEducation","credit-one-central-topics:credit-card","credit-one-central-topics:credit-report","credit-one-central-topics:credit-score","credit-one-central-topics:debt","credit-one-central-topics:financial-tips"]},{"date":"Wed Sep 23 00:00:00 PDT 2026","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/richard-horowitz/jcr:content/data/master","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2026/09/260552_DA_RebuildCreditAfterChargeoffNew_SEOA_FINAL.jpg","previewDescription":"A charge-off might stay on your credit report for seven years, but your score can recover sooner. Here\u2019s how to rebuild as quickly as possible.","title":"How Long Does It Take To Rebuild Credit After a Charge-Off?","pagePath":"/articles/how-long-does-it-take-to-rebuild-credit-after-a-charge-off","imageAlt":"A smiling young man sits on the living room floor with his laptop, holding his credit card in one hand. He may be checking his finances to see how far his credit rebuilding has come after a charge-off. ","tags":["credit-one-central-topics:credit-card","credit-one-central-topics:credit-score","credit-one-central-topics:debt","credit-one-central-topics:financial-tips"]}],"lastPageNumberMobile":0,"currentPageNumber":1,"lastPageNumber":7,"articlesTopics":["credit report","financial tips","credit score","credit card","building credit","consumer insights","debt"],"currentPageNumberMobile":1}"/>
FDIC-Insured - Backed by the full faith and credit of the U.S. Government
