Debt

How to Stay Motivated to Pay Down Debt

Maybe you recently lost your job or had an emergency pop up. Or you were busy trying to keep up with the Joneses and, before...

Preparing a Plan for Paying Back Student Loans

Student loans are a hot-button topic these days. As of 2019, 44.5 million borrowers owe a total of $1.5 trillion, and the average borrower graduates...

5 Ways to Help Pay Down Debt

If you’re like most Americans, chances are you have some sort of debt. In fact, according to Experian’s 2017 State of Credit survey, the average...

How to Lower Your Car Payment

For many of us, a car will be the second most expensive purchase (after a home) we ever make. And the majority of us will...

Stop Living Paycheck to Paycheck

If you’re putting off writing the check for your rent or mortgage, paying your bills, or even buying food until your next paycheck, then you’re...

Loan vs. Line of Credit: What’s the Difference?

If you need to borrow money from a lender (financial institutions like banks or credit unions, not your friends or family), you have two main...