Financial Tips
What Is a Charge-Off?
Household credit card debt rose by $38 billion in the third quarter of 2022, reaching $0.93 trillion—which represents a 15% year-over-year increase of $121 billion—according...
What Do You Need to Open a Bank Account?
Whether you’re opening your first bank account or you’ve had several before, it’s good to know what you need to take to the bank (or...
Paying Down Debt from Holiday Spending
Even the best-laid budget plans can take a turn in the wrong direction around the holidays. The cost of gifts, decorations, food, events—even that weekly...
Financial Resolutions for the New Year
Optimism can be contagious, but it doesn’t always seem to be that way when it comes to New Year’s resolutions. Every year, hopeful Americans resolve...
Differences Between Pre-Qualified & Pre-Approved
Ever visited a credit card website and learned that you could see if you “pre-qualify” for their card simply by entering a few of...
High-Yield vs Bump-Up CDs
You’ve probably heard of a certificate of deposit (CD), and you might even know what it is. But it gets more complicated when you start...