What Affects Your Credit Score & What It Affects [Infographic]
![What Affects Your Credit Score & What It Affects [Infographic] What Affects Your Credit Score & What It Affects [Infographic]](/content/dam/creditonebank/articles/2021/03/104377_COC_4_101160_Credit_Score_Influence_Infographic.jpg)
Your credit score is a number that represents your creditworthiness to lenders. It is influenced by—and can influence—the following:
![What Affects Your Credit Score & What It Affects [Infographic]](/content/dam/creditonebank/articles/2021/11/Credit_Score_Influence_Infographic.jpg)
![What Affects Your Credit Score & What It Affects [Infographic]](/content/dam/creditonebank/articles/2021/11/Credit_Score_Influence_Infographic.jpg)
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Your credit score is a number that represents your creditworthiness to lenders. It is influenced by—and can influence—the following:
This material is for informational purposes only and is not intended to replace the advice of a qualified tax advisor, attorney or financial advisor. Readers should consult with their own tax advisor, attorney or financial advisor with regard to their personal situations.
Whether your credit score is excellent, good, fair, or poor, you never want it to go down. Of course, there are guidelines you should follow if you want to maintain a healthy credit score, starting with the most important thing you can do:
As credit scores have become more available and accessible, consumer interest in them has grown—but so has consumer confusion. Most people don’t understand the differences between credit scores, and many don’t know the difference between credit scores and credit reports. Throw in credit reporting agencies, and it gets even more confusing.
There’s no one recipe for good credit. But the most successful ones share many of the same ingredients and proven techniques.