Your request is being processed.

Please wait.

<meta property="cq:wcmmode" content="disabled"/><meta property="articleFeedData" content="{"nextPageMobile":false,"nextPageNumberMobile":-1,"nextPageUrl":"/articles/what-is-a-cash-back-rewards-credit-card-and-how-does-it-work.2","prevPageNumber":-1,"bottomArticles":[{"date":"Wed Jul 09 00:00:00 PDT 2025","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/heather-vale/jcr:content/data/master","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2025/07/250384---DA_RefreshBalanceTransfers_SEOA_FINAL.jpg","previewDescription":"Balance transfers can help you limit interest charges and simplify payments. But they also come with some pros and cons you should be aware of.","title":"How Balance Transfers Work","pagePath":"/articles/the-pros-and-cons-of-a-credit-card-balance-transfer","imageAlt":"A credit card and roll of cash balance against each other on a set of scales, representing a balance transfer of money from one card to another.","tags":["credit-one-central-topics:credit-card","credit-one-central-topics:financial-tips"]},{"date":"Wed Jul 09 00:00:00 PDT 2025","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/jorge-labrador/jcr:content/data/master","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2021/02/104343 COC_51_103826_whathappenswhenyou.jpg","previewDescription":"A late credit card payment can cause frustration and bring consequences. Let\u2019s explore the potential fees, interest rate increases, and other effects of being late.","title":"What Happens When You Make a Late Credit Card Payment?","pagePath":"/articles/what-happens-when-you-make-a-late-credit-card-payment","imageAlt":"A concerned couple reviews a financial statement at their kitchen table, which has several documents, a calculator, coffee pot and laptop on it. Perhaps they forgot a bill and are considering what happens when you make a late credit card payment.","tags":["credit-one-central-topics:credit-card","credit-one-central-topics:credit-report","credit-one-central-topics:credit-score"]},{"date":"Tue Jul 08 00:00:00 PDT 2025","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/jorge-labrador/jcr:content/data/master","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2025/07/250376---DA_RefreshCCPayments_SEOA-_FINAL.jpg","previewDescription":"Making on-time payments is an essential part of a healthy credit score. Learning these tips can help you stay on top of your credit card payments.","title":"Staying on Top of Your Credit Card Payments","pagePath":"/articles/staying-on-top-of-your-credit-card-payments","imageAlt":"A woman, framed from the neck down, sits at a desk with coffee and a laptop while writing in a spiral notebook. She looks as if she may be checking items off a list, a useful tool for staying on top of credit card payments.","tags":["credit-one-central-topics:credit-card","credit-one-central-topics:debt"]}],"authorArticlesMobile":[],"prevPageMobile":false,"nextPage":true,"prevPage":false,"prevPageUrl":"/articles/what-is-a-cash-back-rewards-credit-card-and-how-does-it-work","prevPageUrlMobile":"/articles/what-is-a-cash-back-rewards-credit-card-and-how-does-it-work","prevPageNumberMobile":-1,"topArticles":[{"date":"Wed Jul 16 00:00:00 PDT 2025","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/jorge-labrador/jcr:content/data/master","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2025/07/250421_DA_RefreshMoreAvailableCredit_SEOA_FINAL.jpg","previewDescription":"There are lot of things that affect your credit score. But how much of an impact does your available credit have?","title":"How More Available Credit Could Boost Your Credit Score","pagePath":"/articles/how-more-available-credit-could-boost-your-credit-score","imageAlt":"An illustration shows three white paper airplanes flying to the right, as a fourth red airplane soars above and just past the rest with a small flame propelling it forward, symbolizing how someone with more available credit could boost their credit score compared to those with less.","tags":["credit-one-central-topics:credit-score","credit-one-central-topics:credit-report","credit-one-central-topics:credit-card"]},{"date":"Tue Jul 15 00:00:00 PDT 2025","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/heather-vale/jcr:content/data/master","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2021/03/104428 COC_32_PrepareFoAutoRrepairEmergencies.jpg","previewDescription":"It's important to be ready financially after purchasing a car. Learn how you can prepare your finances to handle any auto emergency that may occur.","title":"How To Prepare For And Handle Auto Repair Emergencies","pagePath":"/articles/how-to-prepare-for-and-handle-auto-repair-emergencies","imageAlt":"A man smiles at his young son as they crouch beside their car, having just removed the wheel to change a flat tire. This is a common auto repair emergency.","tags":["credit-one-central-topics:budgeting","credit-one-central-topics:financial-tips"]},{"date":"Fri Jul 11 00:00:00 PDT 2025","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/jorge-labrador/jcr:content/data/master","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2025/07/250404_DA_RefreshCheckYourCCReports_SEOA_FINAL.jpg","previewDescription":"Did you know there are situations where you may want to pull your credit reports? Learn what they are and how to do it.","title":"When, Why & How Often to Check Your Credit Reports","pagePath":"/articles/when-why-and-how-often-to-check-your-credit-reports","imageAlt":"A computer keyboard has has two blue keys, with a document icon on one and \u201cCredit Report\u201d written on the other. This represents the ease of accessing your credit report, especially if you know when, why and how often to do it.","tags":["credit-one-central-topics:credit-report","credit-one-central-topics:credit-score","credit-one-central-topics:financial-tips"]}],"lastPageNumberMobile":0,"currentPageNumber":1,"nextPageNumber":2,"lastPageNumber":75,"nextPageUrlMobile":"","articlesTopics":["credit report","financial tips","credit score","credit card","debt","budgeting"],"currentPageNumberMobile":1}"/>

FDIC-Insured - Backed by the full faith and credit of the U.S. Government

Accept Mail Offer
See If You Pre-Qualify
For What's Ahead
Customer Service

Credit Education
Personal Finance
Life Events
Financial Planning
Glossary

Home
Blank

Personal Finance

What Is a Cash Back Rewards Credit Card & How Does It Work [Infographic]

October 08, 2020

Topics:

Credit Card Infographic

How a Cash Back Credit Card Works [Infographic]

What is a cash back rewards credit card? And how does a cash back rewards credit card work? Learn more in this infographic by Credit One Bank.

Credit Cards

Browse Credit Cards
See If You Pre-Qualify
Accept Mail Offer
Application Status

Deposits

Jumbo Deposit Products
High-Yield Jumbo CD
Bump Up Jumbo CD
High-Yield Savings

Support

FAQs
Contact Us
Accessibility
Keys to Credit

About Us

Company
Partnerships
Community
Careers
Testimonials

Credit One Bank Mobile App

Privacy
Terms of Use
Security & Fraud
Card Agreements

© 2025 Credit One Bank, N.A. All Rights Reserved. Member FDIC. This is a secure site.