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Press Releases Press Releases

Credit One Bank Offers Insights On Marriage And Credit

Las Vegas, NV · June 20, 2018

Tips to Help Understand the Impact Marriage and Other Life Events Can Have on Credit

Summer is traditionally referred to as "wedding season" and according to BRIDES Magazine, June is considered a peak month due to generally pleasant temperatures. Before couples race for the altar, however, Credit One Bank suggests they take some time to examine their finances and credit compatibility. Amidst all the hustle and bustle of wedding planning, many couples may fail to look beyond the fairytale-like romance to consider financial cohesiveness, or lack thereof, a potential cause of breakups and divorce.

To help soon-to-be newlyweds along, Credit One Bank has shared some information regarding how marriage can impact credit, including but not limited to:

  • The act of getting married will not affect your credit score. Credit scores are attached to Social Security numbers, which do not change when you get married, so pre-marriage credit histories remain intact.
  • Marriage may affect your credit score if you decide to add your spouse to your credit accounts and/or open new accounts together.
  • Couples should know that spending a large amount of money on a wedding could increase outstanding debt, which could lower credit scores.
  • Before combining finances, couples should discuss financial behaviors like bill-paying habits, which could potentially have a negative impact on credit scores.

This advice for newlyweds and on other major life events can be found online at Credit One Central, a unique financial resource that provides insight, tools and other resources for a variety of consumer needs.


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Credit One Bank is one of the fastest-growing credit card issuers in the U.S. Founded in 1984 and headquartered in Las Vegas, Credit One Bank offers a full spectrum of credit card products including cash back and points-based cards as well as jumbo CDs. Credit One Bank is also the Official Credit Card of the Las Vegas Raiders, NASCAR, WWE, the Vegas Golden Knights, and Best Friends Animal Society. Learn more at CreditOneBank.com, on our Newsroom, or on social media (@CreditOneBank) on FacebookInstagramTwitterYouTube, and LinkedIn.

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