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Platinum Visa For Rebuilding Credit

Perfect For Everyday Purchases

See If You Pre-Qualify

1% Cash Back Rewards On
  Everyday Purchases

Earning cash back rewards has never been easier. Get 1% cash back rewards on gas and groceries as well as your monthly mobile phone, internet, cable, and satellite TV services.

Credit Line Increase

Get rewarded for responsible credit use! We'll review your account regularly for credit line increase opportunities to ensure you get all the credit you deserve.

Choose Your Payment
Due Date  

We give you the flexibility to choose a payment due date that works for you! If your payment date doesn’t fit your schedule, we give you the option to change it.

Annual Fee:
$75 first year, then $99 annually (billed at $8.25 per month)

(variable rate)


Annual Fee:
$75 first year, then $99 annually (billed at $8.25 per month)

(variable rate)


Based on creditworthiness. See Terms, fees & conditions

Card Member Reviews


This card is great for rebuilding credit and maintaining it. They offer great service, satisfaction, and opportunities!

- Drdjr from South Dakota

Good Card, Great Service

I have 2 cards with Credit One Bank and I have always been treated with respect. This is a great card to help rebuild credit.

- Syndie from Colorado

Great Card

I love this card and it didn't take long for them to increase my credit line. Great card to have.

- Nette from Alabama

Card Benefits & Features

Get More Rewards Icon

Get More Rewards

Enjoy extra ways to get cash back rewards. You’ll get up to 10% More Cash Back Rewards from participating merchants and new offers are added frequently!

Free online access to your Experian credit score Icon

Free online access to your Experian credit score

Monitor your credit health and track your progress with free online access to your Experian credit score every month.

Customize your notifications Icon

Customize your notifications

Stay in-the-know with transaction notifications, payment reminders, and fraud alerts delivered via text, push notification, or email.

Protection against unauthorized charges Icon

Protection against unauthorized charges

Stay worry-free with Zero Fraud Liability, which protects you against any unauthorized charges.

Go green with paperless documents Icon

Go green with paperless documents

Lessen your environmental impact and get secure access to your statements and documents online.

Our mobile app makes it easy Icon

Our mobile app makes it easy

Manage your account quickly and easily on your phone using the Credit One Bank Mobile App.