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Bump-Up Jumbo Certificate of Deposit

(Bump-Up CD)

% APY†View Other Terms

Our High Yield Bump-Up CDs offer among the most competitive rates, plus the ability to earn a higher rate if our rates go up.

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    Option to adjust your rate to a higher rate one time during the term of your CD1
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    Enjoy peace of mind with our 10-Day Rate Guarantee2
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    Our Loyalty Rate Program grants you a Loyalty Rate increase of 0.05% when you renew your CD3
$100,000 minimum balance required to open and to earn stated APY

Industry-leading Rates and Flexible Terms

Choose the commitment level that best fits your financial strategy

Term
APY

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you without monthly fees
getting in the way.

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is simple with our website and
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We've got answers to your questions

    Are my deposits with Credit One Bank FDIC insured?

    Yes. Credit One Bank is an FDIC member, FDIC Certificate Number 25620, meaning funds deposited with Credit One Bank are insured up to the maximum allowed by law. Generally, the FDIC insures deposits held at the same financial institution according to the account’s ownership category of up to $250,000 for all individually owned accounts combined, $250,000 per owner in jointly-owned accounts combined, and up to $250,000 per beneficiary on revocable trust (Payable on Death) type accounts. The FDIC insures deposits according to ownership category with current maximums.

    What are my options when my Jumbo Certificate of Deposit reaches maturity?

    Your account defaults to auto-renewal at maturity, but you have the option of logging into your account online and selecting your maturity preferences in advance of your Jumbo Certificate of Deposit (CD) maturing. We also provide a 10-day grace period starting at your CD maturity date in which you may renew your CD, move your funds into a new CD with a different term, add funds, or close and withdraw your funds.

    If your CD does not have an auto-renewal option selected, the account will close on maturity. 

    How do I make a deposit to my Jumbo High Yield Savings Account?

    You can make a deposit to your Jumbo High Yield Savings Account by scheduling a transfer from your linked external bank account through online banking or our mobile app. 

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About Credit One Bank

Credit One Bank is a technology and data-driven financial services company based in Las Vegas, Nevada and a Member FDIC. We offer a full spectrum of credit card products as well as high-yield certificate of deposit and savings accounts.

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Credit One Bank Campus located in Las Vegas, Nevada

† Rates subject to change. Fees may reduce earnings. A penalty may be imposed for early withdrawal.

1 Beginning on the 11th calendar day after opening your CD Account, and for the remainder of the term of your Bump-Up CD Account, you may elect one time to exercise your rate bump. If you choose to exercise your rate bump, we will adjust the rate on your Bump-Up CD Account to match the current rate that we offer for the a Bump-Up CD Account of the same term. Your adjusted rate will apply from the time you exercise your rate bump until your maturity date. The adjusted rate will not be retroactive to your opening date

2 After you open a CD account with us, if we increase the interest rate and Annual Percentage Yield (APY) we offer for the same CD product and term you selected within 10 calendar days of your account opening date (account opening date plus 9 calendar days), we will automatically give you the increased rate and APY.

3 Receive a .05% Loyalty Rate increase when you renew your CD account with us. The Loyalty Rate increase is subject to change and may be discontinued at any time. When your CD is approaching maturity, visit our CD homepage to see what our current reward is at that time. Please see our FAQs for additional information.

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