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LIMITED ELECTRONIC DISCLOSURE AND COMMUNICATIONS CONSENT AGREEMENT

Consent to Electronic Communications: 

By agreeing to this Limited Electronic Disclosure and Communications Consent Agreement ("Agreement"), you consent to receive certain disclosures and communications in electronic form ("Communications") with respect to applying for and obtaining a Credit One Bank, N.A. ("Credit One") credit card account ("Account"). The Communications covered by your consent are limited to this Agreement, information about your credit report and the price you pay for credit ("Credit Information") and to the Credit Card Decline Notice ("Decline Notice") that may be triggered during the following online processes: (1) pre-qualification credit card requests, (2) fulfillment of credit card offers, (3) credit card applications. These online processes are collectively referred to as an "Application."

Hardware and Software Requirements:
In order to receive, review, store and/or print electronic Communications that may be made available to you, you must have the following:

• A functioning personal computer or mobile device
• A modern Internet browser that supports SSL-encryption
• Sufficient electronic storage capacity on your computer's hard drive, mobile device or other data storage means if you wish to retain records in electronic form
• A printer that is capable of printing from your Internet browser if you wish to print out and retain records on paper
• A current version of Adobe Acrobat Reader or another software that allows PDF documents to be viewed and printed
• An internet connection and up-to-date internet browser that is compatible with, and supported by, your operating system (e.g., Microsoft Edge, Google Chrome, Safari, or Firefox)

Manner of Consent:
You acknowledge that by accepting this Agreement to receive electronic Communications through this website, you demonstrate that you can receive and access the information and Portable Document Form ("PDF") file that Credit One will provide to you using your Internet browser. The Communications will be made available in your Internet browser and may be printed and/or saved.

Request For Paper Copies:
Upon your request, Credit One will provide you with a paper copy of a Communication that was provided to you electronically; however, a fee for this service may be charged to your Account. If you would like a paper copy of an electronic Communication, please write us at Credit One Bank, P.O. Box 98873, Las Vegas, NV 89193-8873 or call us at 1-877-825-3242.

Communications in Writing:
The Communications in electronic format from Credit One to you will be considered "in writing." You should print and/or download for storage a personal copy of the electronic Communications that are presented to you for your records.

How to Withdraw Your Consent:
You may withdraw your consent at this time to receive these electronic Communications by clicking the 'I Do Not Agree' button below. If you click the ‘I Do Not Agree’ button, you will receive your Credit Information or Decline Notice via mail.

Electronic Signature:
By selecting the 'I Agree' button below, which constitutes your signature on this Agreement, you consent to receive the electronic Communications; you acknowledge that you have read and agree to the above terms and conditions; that your computer and/or mobile device satisfies the hardware and software requirements specified above; and that you can receive and access information as well as print or save web pages, PDF files, this Agreement, Credit Information and Decline Notice.

L-E-Decline/RBP-OCT2023