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If you would like to get your decision right now, please read the Limited Electronic Disclosure and Communication Agreement below, then choose the ‘I Agree’ button. Selecting 'I Agree' allows you to receive your decision electronically.

Limited Electronic Disclosure and Communications Consent Agreement


Consent to Electronic Communications:

By agreeing to this Limited Electronic Disclosure and Communications Consent Agreement ("Agreement"), you consent to receive certain disclosures and communications in electronic form ("Communications") in connection with your online request for a Credit One Bank, N.A. ("Credit One Bank") credit card account ("Account") or Account line increase. The Communications covered by your consent are limited to this Agreement and the Credit Card Decline Notice that may be triggered during the following online processes: (1) pre-qualification credit card requests, (2) fulfillment of credit card offers, (3) credit card applications, and (4) credit line increase requests. These online processes are collectively referred to as an "Application."

Hardware and Software Requirements:
In order to receive, review, store and/or print electronic Communications that may be made available to you, you must have the following:

  • A functioning personal computer or mobile device
  • Connection to the Internet
  • A modern Internet browser that supports SSL-encryption
  • Sufficient electronic storage capacity on your computer's hard drive, mobile device or other data storage means if you wish to retain records in electronic form
  • A printer that is capable of printing from your Internet browser if you wish to print out and retain records on paper
  • A current version of Adobe Acrobat Reader

Manner of Consent:
You acknowledge that by accepting this Agreement to receive electronic Communications through this website, you demonstrate that you can receive and access the information and Portable Document Form (PDF) files that we will provide to you using your Internet browser. The Communications will be made available in your Internet browser and may be printed and/or saved.

Request For Paper Copies:
Upon your request we will provide you with a paper copy of a Communication that we provided you electronically, however, a fee for this service may be charged to your Account. If you would like a paper copy of an electronic Communications, please write us at Credit One Bank, P.O. Box 98873, Las Vegas, NV 89193-8873 or call us at 1-877-825-3242.

Communications in Writing:
The Communications from Credit One Bank to you will be considered "in writing." You should print and/or download for storage a personal copy of this Agreement and any applicable Credit Card Decline Notice that are presented to you for your records.

How to Withdraw Your Consent:
You may withdraw your consent at this time to receive certain electronic Communications by clicking the 'I Do Not Agree' button below. However, if you do so your Application will be declined.

Electronic Signature:
By selecting the 'I Agree' button below, which constitutes your signature on this Agreement, you consent to receive the Communications; you acknowledge that you have read and agree to the above terms and conditions; that your computer and/or mobile device satisfies the hardware and software requirements specified above; and that you can receive and access information and print or save web pages, PDF files, this Agreement and any applicable Credit Card Decline Notice.

L-ESA4 Rev 082417

Are you sure?
You did not choose the 'I Agree' button. If you would like to receive your decision electronically, click the 'Back' button below then choose 'I Agree'. If you would like to receive a letter by mail regarding our decision, please click 'End Process'.