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Corporate Profile

About Credit One Bank

Credit One Bank Corporate Credit One Bank Corporate

Credit One Bank is a technology and data-driven financial services company. We offer a full spectrum of credit card products and FDIC-insured, high-yield certificate of deposit accounts.

Credit One Bank has more than 10 million customers and has originated more than $7 billion in loans.

Credit One Bank, N.A. is a national bank chartered by the Office of the Comptroller of the Currency, OCC Charter Number 20291. Credit One Bank is an FDIC member, FDIC Certificate Number 25620, meaning deposited funds are insured up to the maximum allowed by law.

Exceptional Capital Ratios

Credit One Bank has capital in excess of 20%, surpassing what is deemed "Well Capitalized" by bank regulators as well
as the largest banks in the United States.

Tier 1 Risk-Based Capital Ratios

Exceeds 20%
Well Capitalized
Five Largest Banks*
Credit One Bank

*Average ratios for the five largest banks measured in U.S. based assets (as of June 2019)

Recent News & Press

Credit One Bank Launches New Cash Back Rewards Card Backed by the American Express Network

Credit One Bank, a leading credit card issuer with more than 11 million active accounts, and American Express announced today a new cash back rewards credit card issued by Credit One Bank: the Credit One Bank American Express® Card. This new credit card offers card members one of the Bank's strongest value credit cards with unlimited 1% cash back rewards on every dollar spent – from groceries to gas, apparel to travel, dining to entertainment, and more. This credit card is the first Credit One Bank card issued on the American Express Network.

"The new Credit One Bank American Express Card offers our card members more choice and value while broadening our credit card offerings overall," said Robert DeJong, chief executive officer, Credit One Bank. "And, at the same time, we're offering customers the chance to earn more cash back rewards, on every purchase, wherever they use the card. American Express is a leader in rewards and loyalty, and we are proud to offer our customers a strong product with the security and value of the American Express Network."

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Credit One Bank Becomes An Official Sponsor And The Official Credit Card Of The Raiders, And A Founding Partner Of Allegiant Stadium

Partnership Brings Together Las Vegas' First NFL Team and One of America's Leading Credit Card Issuers, Credit One Bank

Credit One Bank, a technology and data-driven financial services company, announced a partnership with the Raiders beginning in 2020, making them the Official Credit Card of the Raiders and a Founding Partner of Allegiant Stadium.

"I am delighted to welcome Credit One Bank, a Las Vegas-headquartered company, to the Raiders family," stated Raiders President Marc Badain. "This is an amazing opportunity for fans of the Silver and Black to reap the benefits offered by Credit One Bank, the Official Credit Card of the Raiders."

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Credit One Bank Becomes Official Credit Card of the Big 12 Conference in Multi-Year Partnership Deal

As the Official Credit Card of NASCAR® and the Vegas Golden Knights, the Announcement Bolsters Credit One Bank’s Prominence in the Sports Arena

Credit One Bank announced a multi-year sponsorship deal, becoming the Official Credit Card of the Big 12 Conference.

Through its partnership with the Big 12, Credit One Bank will be featured prominently with key assets at the Big 12 Dr Pepper football championship game held Saturday, December 1 and at the Phillips 66 Big 12 men’s and women’s basketball championships in March. The sponsorship will be largely supplemented with media on FOX and ESPN networks.

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Community Involvement

Credit One Bank is dedicated to giving back to our community through charitable donations of time, resources, and funding. Our three primary areas of outreach are Affordable Housing & Homelessness, Employment Services, and Financial Education.

Credit One Bank has been given a Community Reinvestment Act (CRA) rating of "Outstanding" by the Office of the Comptroller of the Currency. This is the highest rating a bank can receive.

In 2018, Vegas Inc. named Credit One Bank the "Philanthropic Business of the Year - Private." We were recognized for our charitable efforts, including more than $1 million in donations to 22 charities and 700+ employee volunteer hours.

Some of the non-profit organizations supported in part by Credit One Bank include:


Credit One Bank partners with a number of companies and sports organizations. This allows us to provide additional benefits to our customers and employees as well as extend the reach of our philanthropic efforts.

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Our U.S.-based Senior Account Specialists focus solely on jumbo deposit products and are available 7 a.m. - 5 p.m. Mon-Fri Pacific.