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Reflects on a Remarkable Year of Giving Back in 2024&#34;,&#34;pagePath&#34;:&#34;/corporate/about-us/news-press/credit-one-bank-reflects-a-year-of-giving-back-in-2024&#34;,&#34;imageAlt&#34;:&#34;Credit Bank team &#34;},{&#34;date&#34;:&#34;Sun Apr 06 17:00:00 PDT 2025&#34;,&#34;imagePath&#34;:&#34;/content/dam/cob-corp-acquisition/images/news-press/2025/Authority_Magazine_Logo_thumb.jpg&#34;,&#34;subtitle&#34;:&#34;<p>Check out this Q&amp;A with Credit One Bank\u2019s Aaris Whitman at Authority Magazine.<\/p>\n&#34;,&#34;link&#34;:&#34;https://medium.com/authority-magazine/aaris-whitman-of-credit-one-bank-five-life-and-leadership-lessons-i-learned-in-the-military-650153e5014e&#34;,&#34;source&#34;:&#34;Authority Magazine&#34;,&#34;title&#34;:&#34;Aaris Whitman Of Credit One Bank: Five Life and Leadership Lessons I Learned In The Military&#34;,&#34;imageAlt&#34;:&#34;Authority Magazine&#34;},{&#34;date&#34;:&#34;Sat Apr 05 17:00:00 PDT 2025&#34;,&#34;imagePath&#34;:&#34;/content/dam/cob-corp-acquisition/images/news-press/2025/AP_logo_thumbnail.jpg&#34;,&#34;subtitle&#34;:&#34;<p>Check out this AP coverage of Credit One Bank and the Credit One Bank Charleston Open.<\/p>\n&#34;,&#34;link&#34;:&#34;https://apnews.com/article/atp-wta-equal-pay-charleston-open-1dfda9689a4d8a6889f5ca13ae414049&#34;,&#34;source&#34;:&#34;Associated Press&#34;,&#34;title&#34;:&#34;Charleston Open will pay women same as men starting in 2026 with bank extending rights deal&#34;,&#34;imageAlt&#34;:&#34;Associated Press&#34;}]},&#34;nextPage&#34;:true,&#34;currentPageNumber&#34;:1,&#34;prevPage&#34;:false,&#34;lastPageNumber&#34;:4,&#34;newsArticles&#34;:{&#34;nextPageUrl&#34;:&#34;/deposits/index.2&#34;,&#34;nextPage&#34;:true,&#34;currentPageNumber&#34;:1,&#34;prevPage&#34;:false,&#34;lastPageNumber&#34;:4,&#34;prevPageUrl&#34;:&#34;/deposits&#34;,&#34;articles&#34;:[{&#34;date&#34;:&#34;Sun Apr 06 17:00:00 PDT 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Open.<\/p>\n&#34;,&#34;link&#34;:&#34;https://apnews.com/article/atp-wta-equal-pay-charleston-open-1dfda9689a4d8a6889f5ca13ae414049&#34;,&#34;source&#34;:&#34;Associated Press&#34;,&#34;title&#34;:&#34;Charleston Open will pay women same as men starting in 2026 with bank extending rights deal&#34;,&#34;imageAlt&#34;:&#34;Associated Press&#34;},{&#34;date&#34;:&#34;Fri Feb 21 16:00:00 PST 2025&#34;,&#34;imagePath&#34;:&#34;/content/dam/cob-corp-acquisition/images/news-press/KSNV_logo_Updated.png&#34;,&#34;subtitle&#34;:&#34;<p>Local Media Turns out For One For The Community Check Presentation Ceremony<\/p>\n&#34;,&#34;link&#34;:&#34;https://news3lv.com/news/local/credit-one-bank-maxx-crosby-donate-100k-to-support-ymca-and-foundation-initiatives&#34;,&#34;source&#34;:&#34;KSNV NBC Las Vegas&#34;,&#34;title&#34;:&#34;KSNV NBC Las Vegas coverage of the One For The Community Check Presentation Ceremony&#34;,&#34;imageAlt&#34;:&#34;KSNV Logo&#34;},{&#34;date&#34;:&#34;Tue Feb 04 16:00:00 PST 2025&#34;,&#34;imagePath&#34;:&#34;/content/dam/cob-corp-acquisition/images/news-press/Authority_Magazine_Logo.png&#34;,&#34;subtitle&#34;:&#34;<p>Check out this Q&amp;A with Credit One Bank\u2019s Laura Faulkner at Authority Magazine.<\/p>\n&#34;,&#34;link&#34;:&#34;https://medium.com/authority-magazine/laura-faulkner-of-credit-one-bank-on-how-they-are-helping-to-promote-financial-inclusion-d123ff924bf3&#34;,&#34;source&#34;:&#34;Authority Magazine&#34;,&#34;title&#34;:&#34;Laura Faulkner of Credit One Bank On How They Are Helping To Promote Financial Inclusion&#34;,&#34;imageAlt&#34;:&#34;Authority Magazine Logo&#34;},{&#34;date&#34;:&#34;Tue Jan 14 16:00:00 PST 2025&#34;,&#34;imagePath&#34;:&#34;/content/dam/cob-corp-acquisition/images/news-press/230359-BRD-OutletNews-IR-FINAL-USAToday.jpg&#34;,&#34;subtitle&#34;:&#34;<p>USA Today coverage of Credit One Bank\u2019s survey exploring attitudes&nbsp;and behaviors toward personal finance across generations.<\/p>\n&#34;,&#34;link&#34;:&#34;https://www.usatoday.com/story/money/2025/01/14/survey-gen-z-women-stressed-money-debt/77691055007/&#34;,&#34;source&#34;:&#34;USA Today&#34;,&#34;title&#34;:&#34;Worried about money? Women and Gen Z are the most stressed, new research finds&#34;,&#34;imageAlt&#34;:&#34;USA Today Logo&#34;}]},&#34;prevPageUrl&#34;:&#34;/deposits/index.html&#34;,&#34;articles&#34;:[{&#34;date&#34;:&#34;Sun Apr 06 17:00:00 PDT 2025&#34;,&#34;imagePath&#34;:&#34;/content/dam/cob-corp-acquisition/images/news-press/2025/Authority_Magazine_Logo_thumb.jpg&#34;,&#34;subtitle&#34;:&#34;<p>Check out this Q&amp;A with Credit One Bank\u2019s Aaris Whitman at Authority Magazine.<\/p>\n&#34;,&#34;link&#34;:&#34;https://medium.com/authority-magazine/aaris-whitman-of-credit-one-bank-five-life-and-leadership-lessons-i-learned-in-the-military-650153e5014e&#34;,&#34;source&#34;:&#34;Authority Magazine&#34;,&#34;title&#34;:&#34;Aaris Whitman Of Credit One Bank: Five Life and Leadership Lessons I Learned In The Military&#34;,&#34;imageAlt&#34;:&#34;Authority Magazine&#34;},{&#34;date&#34;:&#34;Sat Apr 05 17:00:00 PDT 2025&#34;,&#34;imagePath&#34;:&#34;/content/dam/cob-corp-acquisition/images/news-press/2025/AP_logo_thumbnail.jpg&#34;,&#34;subtitle&#34;:&#34;<p>Check out this AP coverage of Credit One Bank and the Credit One Bank Charleston Open.<\/p>\n&#34;,&#34;link&#34;:&#34;https://apnews.com/article/atp-wta-equal-pay-charleston-open-1dfda9689a4d8a6889f5ca13ae414049&#34;,&#34;source&#34;:&#34;Associated Press&#34;,&#34;title&#34;:&#34;Charleston Open will pay women same as men starting in 2026 with bank extending rights deal&#34;,&#34;imageAlt&#34;:&#34;Associated Press&#34;},{&#34;date&#34;:&#34;Fri Feb 21 16:00:00 PST 2025&#34;,&#34;imagePath&#34;:&#34;/content/dam/cob-corp-acquisition/images/news-press/KSNV_logo_Updated.png&#34;,&#34;subtitle&#34;:&#34;<p>Local Media Turns out For One For The Community Check Presentation Ceremony<\/p>\n&#34;,&#34;link&#34;:&#34;https://news3lv.com/news/local/credit-one-bank-maxx-crosby-donate-100k-to-support-ymca-and-foundation-initiatives&#34;,&#34;source&#34;:&#34;KSNV NBC Las Vegas&#34;,&#34;title&#34;:&#34;KSNV NBC Las Vegas coverage of the One For The Community Check Presentation Ceremony&#34;,&#34;imageAlt&#34;:&#34;KSNV Logo&#34;},{&#34;date&#34;:&#34;Tue Feb 04 16:00:00 PST 2025&#34;,&#34;imagePath&#34;:&#34;/content/dam/cob-corp-acquisition/images/news-press/Authority_Magazine_Logo.png&#34;,&#34;subtitle&#34;:&#34;<p>Check out this Q&amp;A with Credit One Bank\u2019s Laura Faulkner at Authority Magazine.<\/p>\n&#34;,&#34;link&#34;:&#34;https://medium.com/authority-magazine/laura-faulkner-of-credit-one-bank-on-how-they-are-helping-to-promote-financial-inclusion-d123ff924bf3&#34;,&#34;source&#34;:&#34;Authority Magazine&#34;,&#34;title&#34;:&#34;Laura Faulkner of Credit One Bank On How They Are Helping To Promote Financial Inclusion&#34;,&#34;imageAlt&#34;:&#34;Authority Magazine Logo&#34;},{&#34;date&#34;:&#34;Tue Jan 14 16:00:00 PST 2025&#34;,&#34;imagePath&#34;:&#34;/content/dam/cob-corp-acquisition/images/news-press/230359-BRD-OutletNews-IR-FINAL-USAToday.jpg&#34;,&#34;subtitle&#34;:&#34;<p>USA Today coverage of Credit One Bank\u2019s survey exploring attitudes&nbsp;and behaviors toward personal finance across generations.<\/p>\n&#34;,&#34;link&#34;:&#34;https://www.usatoday.com/story/money/2025/01/14/survey-gen-z-women-stressed-money-debt/77691055007/&#34;,&#34;source&#34;:&#34;USA Today&#34;,&#34;title&#34;:&#34;Worried about money? Women and Gen Z are the most stressed, new research finds&#34;,&#34;imageAlt&#34;:&#34;USA Today Logo&#34;}],&#34;pressArticles&#34;:{&#34;nextPageUrl&#34;:&#34;/deposits/index.2&#34;,&#34;nextPage&#34;:true,&#34;currentPageNumber&#34;:1,&#34;prevPage&#34;:false,&#34;lastPageNumber&#34;:21,&#34;prevPageUrl&#34;:&#34;/deposits&#34;,&#34;articles&#34;:[{&#34;date&#34;:&#34;Tue Apr 22 00:00:00 PDT 2025&#34;,&#34;imagePath&#34;:&#34;/content/dam/cob-corp-acquisition/images/news-press/2025/2025_VGK_Playoff_Building_Wrap_336x189.jpg&#34;,&#34;previewDescription&#34;:&#34;Credit One Bank once again supports the Golden Knights playoff push&#34;,&#34;title&#34;:&#34;Credit One Bank Celebrates Golden Knights Playoff Push with New Headquarters Wrap&#34;,&#34;pagePath&#34;:&#34;/corporate/about-us/news-press/credit-one-bank-celebrates-golden-knights-playoff-push&#34;,&#34;imageAlt&#34;:&#34;Credit One Bank building wrap&#34;},{&#34;date&#34;:&#34;Sun Apr 20 00:00:00 PDT 2025&#34;,&#34;imagePath&#34;:&#34;/content/dam/cob-corp-acquisition/images/news-press/2025/GOP_Market_logo_Thumbnail.png&#34;,&#34;previewDescription&#34;:&#34;Credit One Bank is presenting sponsor of the 2025 Green Our Planet Giant Student Farmer\u2019s Market at Downtown Summerlin&#34;,&#34;title&#34;:&#34;Credit One Bank Proudly Sponsors Green Our Planet\u2019s Giant Student Farmers Market&#34;,&#34;pagePath&#34;:&#34;/corporate/about-us/news-press/credit-one-bank-sponsors-giant-student-farmers-market&#34;,&#34;imageAlt&#34;:&#34;Green Our Planet Giant Student Farmer\u2019s Market&#34;},{&#34;date&#34;:&#34;Mon Apr 07 00:00:00 PDT 2025&#34;,&#34;imagePath&#34;:&#34;/content/dam/cob-corp-acquisition/images/news-press/2025/Comunity-Impact-Report-Interior-photo_thumb.jpg&#34;,&#34;previewDescription&#34;:&#34;Throughout 2024, Credit One Bank, a leader in the U.S. credit card industry, invested more than $6.5 million in the community. &#34;,&#34;title&#34;:&#34;Credit One Bank Reflects on a Remarkable Year of Giving Back in 2024&#34;,&#34;pagePath&#34;:&#34;/corporate/about-us/news-press/credit-one-bank-reflects-a-year-of-giving-back-in-2024&#34;,&#34;imageAlt&#34;:&#34;Credit Bank team &#34;},{&#34;date&#34;:&#34;Wed Apr 02 00:00:00 PDT 2025&#34;,&#34;imagePath&#34;:&#34;/content/dam/cob-corp-acquisition/images/news-press/2025/CreditOneBank_Hockey_Game_01_0828_Thumbnail.jpg&#34;,&#34;previewDescription&#34;:&#34;Credit One Bank launched a new brand platform focused on its ability to empower people as they move forward along their financial journey&#34;,&#34;title&#34;:&#34;Credit One Bank Debuts 'For What\u2019s Ahead' Brand Platform with National Advertising Campaign&#34;,&#34;pagePath&#34;:&#34;/corporate/about-us/news-press/credit-one-bank-debuts-for-whats-ahead-brand-platform&#34;,&#34;imageAlt&#34;:&#34;Having the credit and rewards for the little moments today can lead to even bigger moments tomorrow&#34;},{&#34;date&#34;:&#34;Mon Mar 24 00:00:00 PDT 2025&#34;,&#34;imagePath&#34;:&#34;/content/dam/cob-corp-acquisition/images/news-press/2025/VGK_Number_One_Fan_336x189.jpg&#34;,&#34;previewDescription&#34;:&#34;Credit One Bank took 10 students from the Boys & Girls Clubs of Southern Nevada to a Vegas Golden Knights game as part of its Number One Fan program.&#34;,&#34;title&#34;:&#34;Credit One Bank and Boys & Girls Clubs of Southern Nevada Team Up for Number One Fan Initiative&#34;,&#34;pagePath&#34;:&#34;/corporate/about-us/news-press/credit-one-bank-team-up-for-number-one-fan-initiative&#34;,&#34;imageAlt&#34;:&#34;Students meet the Mascot &#34;}]}}"/>

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Jumbo
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Jumbo Bump-Up Certificate of Deposit
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Take advantage of rising interest rates with the ability to bump up your rate once during your term1.

$100,000 minimum balance required to open and to earn stated APY.

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$100,000 minimum balance required to open and to earn stated APY.

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Loyalty Rate Program

Receive a 0.5% rate increase when you
renew your CD, or earn an extra 0.5%
on your savings account when you
also open a CD.2

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"When it comes to APYs, Credit One Bank's account offerings are top-of-the-line"

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“Credit One Bank is a popular credit card issuer. But they offer some of the best jumbo CD rates too”

Credit Donkey

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Wallethub

"When it comes to APYs, Credit One Bank's account offerings are top-of-the-line"

Forbes Advisor

“Credit One Bank is a popular credit card issuer. But they offer some of the best jumbo CD rates too”

Credit Donkey

"Editor Pick Jumbo CD"

Wallethub

"When it comes to APYs, Credit One Bank's account offerings are top-of-the-line"

Forbes Advisor

“Credit One Bank is a popular credit card issuer. But they offer some of the best jumbo CD rates too”

Credit Donkey

"Editor Pick Jumbo CD"

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Jumbo CD
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Competitive rates.
Receive a rate increase when you renew your CD.3
Our 10-Day Rate Guarantee increases your rate if our rates rise after you open.2
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Jumbo Bump-Up CD
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Bump up your rate once during your term.1
Receive a rate increase when you renew your CD.3
Bump your interest rate once during your term to take advantage of rising interest rates.
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Jumbo High Yield Savings
No maintenance fees.
Earn a rate increase when you have both a CD and a Savings account with Credit One Bank.3
Enjoy flexibility with unlimited transfers to and from your account.
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We've got answers to your questions

    Are my deposits with Credit One Bank FDIC insured?

    Yes. Credit One Bank is an FDIC member, FDIC Certificate Number 25620, meaning funds deposited with Credit One Bank are insured up to the maximum allowed by law. Generally, the FDIC insures deposits held at the same financial institution according to the account’s ownership category of up to $250,000 for all individually owned accounts combined, $250,000 per owner in jointly-owned accounts combined, and up to $250,000 per beneficiary on revocable trust (Payable on Death) type accounts. The FDIC insures deposits according to ownership category with current maximums.

    What are my options when my Jumbo Certificate of Deposit reaches maturity?

    Your account defaults to auto-renewal at maturity, but you have the option of logging into your account online and selecting your maturity preferences in advance of your Jumbo Certificate of Deposit (CD) maturing. We also provide a 10-day grace period starting at your CD maturity date in which you may renew your CD, move your funds into a new CD with a different term, add funds, or close and withdraw your funds.

    If your CD does not have an auto-renewal option selected, the account will close on maturity. 

    How do I make a deposit to my Jumbo High Yield Savings Account?

    You can make a deposit to your Jumbo High Yield Savings Account by scheduling a transfer from your linked external bank account through online banking or our mobile app. 

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What’s the Difference Between a High-Yield Jumbo CD and a Regular CD?

Certificates of deposit (CDs) could be a good investment option if you have a large sum of cash and a short-term savings goal...

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Understanding Bump-Up CDs and How They Work

You may know what a certificate of deposit (CD) is, but the bump-up CD is unique. Here’s how it works and what you need to understand before considering one.

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About Credit One Bank

Credit One Bank is a technology and data-driven financial services company based in Las Vegas, Nevada and a Member FDIC. We offer a full spectrum of credit card products as well as high-yield certificate of deposit and savings accounts.

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* $100,000 minimum required to open. For Jumbo CDs, a $100,000 minimum required to earn stated APY. For Jumbo CD Accounts: Fees may reduce earnings. Penalties imposed for early withdrawal. For Jumbo High Yield Savings Accounts: Rates subject to change. Fees may reduce earnings.

1 Beginning on the 11th calendar day after opening your CD Account, and for the remainder of the term of your Bump-Up CD Account, you may elect one time to exercise your rate bump. If you choose to exercise your rate bump, we will adjust the rate on your Bump-Up CD Account to match the current rate that we offer for the a Bump-Up CD Account of the same term. Your adjusted rate will apply from the time you exercise your rate bump until your maturity date. The adjusted rate will not be retroactive to your opening date.

2 After you open a CD account with us, if we increase the interest rate and Annual Percentage Yield (APY) we offer for the same CD product and term you selected within 10 calendar days of your account opening date (account opening date plus 9 calendar days), we will automatically give you the increased rate and APY.

3 Receive a .05% Loyalty Rate increase when you renew your CD account with us. The Loyalty Rate increase is subject to change and may be discontinued at any time. When your CD is approaching maturity, visit our CD homepage to see what our current reward is at that time. Please see our FAQs for additional information.

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