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Bump-Up Jumbo Certificate of Deposit 

(Bump-Up CD)

Our High Yield Bump-Up CDs offer among the most competitive rates, plus the ability to earn a higher rate if our rates go up.

  • Option to adjust your rate to a higher rate one time during the term of your CD1
  • Enjoy peace of mind with our 10-Day Rate Guarantee2
  • Our Loyalty Rate Program grants you a Loyalty Rate increase of 0.05% when you renew your CD3
  • Manage your account your way, online or with our mobile app
$100,000 minimum required to open and to earn stated APY
Annual Percentage Yields (APY) are accurate as of 09/28/2023


24-Month Term
24 Mo.
36 Mo.

More Ways to Grow Your Money

More Ways to Grow Your Money

Jumbo Certificate of Deposit
Lock in a great rate and maximize your returns
5.70% APY
11 Months |
Learn More
High Yield Savings Account
Access your money when you need it
4.90% APY

Account Benefits

Member FDIC

No Maintenance Fee

Let your money work for
you without monthly fees
getting in the way.

FDIC Insured

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Easy Account Management

Managing your CD
is simple with our website and
mobile app.

Open An Account in Minutes

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Create Your Online Profile

Signing up is quick and simple
Number 2 Icon

Provide Your Information

We only need a few key pieces of information
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Fund Your Account

Transfer from another bank account
Need Assistance?
Our U.S.-based Senior Account Specialists focus solely on jumbo deposit products and are available 7 a.m. - 5 p.m. Mon-Fri Pacific.


For credit card services, please 
click here.

Get the Credit One Bank Deposits Mobile App

Download on the App Store
Get it on Google Play


About Credit One Bank

Credit One Bank is a technology and data-driven financial services company based in Las Vegas, Nevada and a Member FDIC. We offer a full spectrum of credit card products as well as high-yield certificate of deposit and savings accounts.

Credit One Bank Campus located in Las Vegas, Nevada

† Rates subject to change. Fees may reduce earnings. A penalty may be imposed for early withdrawal.

Beginning on the 11th calendar day after opening your CD Account, and for the remainder of the term of your Bump-Up CD Account, you may elect one time to exercise your rate bump. If you choose to exercise your rate bump, we will adjust the rate on your Bump-Up CD Account to match the current rate that we offer for the a Bump-Up CD Account of the same term. Your adjusted rate will apply from the time you exercise your rate bump until your maturity date. The adjusted rate will not be retroactive to your opening date

After you open a CD account with us, if we increase the interest rate and Annual Percentage Yield (APY) we offer for the same CD product and term you selected within 10 calendar days of your account opening date (account opening date plus 9 calendar days), we will automatically give you the increased rate and APY.

Receive a .05% Loyalty Rate increase when you renew your CD account with us. The Loyalty Rate increase is subject to change and may be discontinued at any time. When your CD is approaching maturity, visit our CD homepage to see what our current reward is at that time. Please see our FAQs for additional information.