Getting a Credit Card After Bankruptcy
Bankruptcy is a legal proceeding designed to provide individuals and businesses—although we’ll only be addressing individual bankruptcies in this article—some freedom from their debts. There are two main types of bankruptcies for individuals: Chapter 7 and Chapter 13. With a ...
Should I Pay Medical Bills with a Credit Card?
There’s nothing more important than your health and making the right healthcare decisions to stay healthy. But it’s also important to make the right decisions on how to pay for healthcare expenses, particularly when it comes to medical bills.
How to Read a Credit Report
If you’ve ever applied for a loan or line of credit, you probably know that your credit score—which is calculated using information contained in your credit reports—is one of the main factors used to make lending decisions. Understanding what your credit reports say about your borrowing and repayment history can help you better understand how likely you are to be approved for credit and for which rates and terms you may qualify.
When Should I Get My First Credit Card?
Think you’re ready for your first credit card? Whether you want to establish and build a solid credit history earn rewards keep a card on... Continue Reading
When & How Often Do Credit Scores Update?
One of the most common questions asked about credit scores is: How often does my credit score update? Think of your credit score as being... Continue Reading
5 Reasons to Travel During the Shoulder Season
If you’ve penciled in a beach vacation or winter getaway for this year there’s probably one main reason you haven’t finalized your travel plans yet:... Continue Reading