From Swipe to Signature: How Credit Cards Actually Work
You swipe the magnetic stripe—or hopefully by now insert the EMV chip—of your card into the credit card terminal on the counter, wait a few seconds, politely decline a printed receipt from the friendly barista working the register, and walk ...
Does Closing a Credit Card Hurt My Credit Score?
When you’re trying to simplify your finances and get your spending under control, closing a credit card may seem like a smart move. However, before you take out the scissors to cut up your plastic, make sure you understand how closing a credit card account may impact your score. It may be in your best interest to keep your account open.
Applying for Credit Cards and Getting Approved
Applying for a credit card is relatively easy these days, but there are a lot of factors that go in to determining whether you qualify and, if you do, how much credit you qualify for. To maximize your chances of getting the right credit card, it helps to be prepared before you apply.
Should You Worry About Credit Report Errors?
Your credit reports are like report cards on how you’re doing with your credit. Potential lenders rely on them to get an accurate picture of... Continue Reading
4 Habits People With Good Credit Possess
People who have good credit didn’t get it because they’re lucky. Most folks with high credit scores share common habits that helped them achieve these... Continue Reading
3 Things You Should Know About Your First Credit Card
Whether you’re 18 or 48 years old receiving your first credit card is a big deal. As with most things in life a credit card... Continue Reading