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A worried young woman sits at a desk stacked with unpaid bills, her head in her hands, conveying financial stress as a Gen Z navigating debt and economic instability

Trends and Factors Affecting Generational Financial Trauma

The financial experiences people have early on, whether positive or negative, shape their relationships with money for life. They can affect how people handle paycheck deposits, savings accounts, bills, and credit cards well into adulthood.

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A group of friends offer a thumbs up, symbolizing how many lenders offer pre-approval for their credit cards.

How to Get Pre-Approved for a Credit Card

Are you looking to get some pre-approved credit card offers? Here are some tips to improve your chances of pre-approval.

A street sign indicates “Bump Ahead” to represent how a bump-up CD works.

Understanding Bump-Up CDs and How They Work

You may be familiar with certificates of deposit (CDs), but bump-up CDs are unique. Here’s how they work and what to understand before considering one.

A businessman in an office holds the end of a long and flowing paper report, wondering how the length of his credit history impacts his credit score.

How Length of Credit History Impacts Your Credit Score

How long you’ve had credit affects your score. Learn how you can improve your credit age and potentially open more financial doors for your future.

A woman uses a laptop to apply for a credit card, even though she may have no or bad credit history.

Getting a Credit Card With No or Bad Credit History

When you have no credit history, or bad credit history, getting approved for a credit card can be difficult. But it’s not impossible.

A young businessman struggles to carry a large burlap bag with the word “Debt” on it, representing the large burden of carrying debt like the average person.

How Much Debt Is the Average Person In?

It’s natural to wonder how much debt other people carry. Knowing the answer can even help you manage and reduce your own debt.

A hand stacks coins in step formation next to a clock and calculator, representing CD laddering

What Is a CD Ladder?

Certificates of deposit (CDs) require you to leave your money untouched while it matures. If you want access sooner, CD laddering could be the answer.

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This material is for informational purposes only and is not intended to replace the advice of a qualified tax advisor, attorney or financial advisor. Readers should consult with their own tax advisor, attorney or financial advisor with regard to their personal situations.