<meta property="cq:wcmmode" content="disabled"/><meta property="articleFeedData" content="{"nextPageMobile":false,"nextPageNumberMobile":-1,"nextPageUrl":"/articles/topics/financial-tips.20","prevPageNumber":18,"bottomArticles":[{"date":"Wed Mar 17 00:00:00 PDT 2021","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/jennifer-brozic/jcr:content/data/master","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2021/03/03172021_Long_Term_Investments_In_Cash.jpg","previewDescription":"Many experts recommend keeping at least three to six months of living expenses in cash in an emergency fund that can be easily accessed in case of an unexpected setback such as a serious illness, injury, or job loss. But what about your long-term investments? How much\u2014if any\u2014should be in cash?","title":"What Percentage of My Long-Term Investments Should Be in Cash?","pagePath":"/articles/what-percentage-of-my-long-term-investments-should-be-in-cash","imageAlt":"Long-term investments in cash","tags":["credit-one-central-topics:investments","credit-one-central-topics:financial-tips","creditonebank:FinancialPlanning","creditonebank:PersonalFinance"]},{"date":"Wed Mar 17 00:00:00 PDT 2021","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/jennifer-brozic/jcr:content/data/master","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2021/03/03172021_Cash Investement Options.jpg","previewDescription":"Balancing your investment portfolio can sometimes feel like walking a tightrope. Higher-risk investments may produce greater rewards, but leaning too much into one type of investment could also cause your investment portfolio to take a dive should that investment go south. Depositing some of your money into a cash investment account could help lessen some of your risk, especially if you\u2019re older and looking to transition from riskier to less-risky investments. It\u2019s also a decent move to make if you\u2019re pausing to you get your bearings and want to protect your money and maintain stability as you ponder your next financial move. Just be aware that, in exchange for less risk, cash investments typically offer lower returns than higher-risk investments.","title":"Cash Investment Options ","pagePath":"/articles/cash-investment-options","imageAlt":"Investment Options in Cash","tags":["credit-one-central-topics:investments","credit-one-central-topics:financial-tips","creditonebank:FinancialPlanning"]},{"date":"Thu Feb 04 00:00:00 PST 2021","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/jennifer-brozic/jcr:content/data/master","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2021/06/06022021_Loan vs Line of Credit Article.jpg","previewDescription":"If you need to borrow money from a lender (financial institutions like banks or credit unions, not your friends or family), you have two main choices: you can take out a loan or get a line of credit. Both a loan and a line of credit provide you with funds, but they work differently. There are pros and cons associate with each, and the option that's the best fit for you may depend on why you need the money in the first place.","title":"Loan vs. Line of Credit: What\u2019s the Difference?","pagePath":"/articles/loan-vs-line-of-credit-whats-the-difference","imageAlt":"Installment Loan Versus a Line of Credit","tags":["creditonebank:FinancialPlanning","credit-one-central-topics:financial-tips","creditonebank:CreditEducation","credit-one-central-topics:debt","creditonebank:PersonalFinance"]}],"authorArticlesMobile":[],"prevPageMobile":true,"nextPage":true,"prevPage":true,"prevPageUrl":"/articles/topics/financial-tips.18","prevPageUrlMobile":"/articles/topics/financial-tips.18","prevPageNumberMobile":18,"topArticles":[{"date":"Thu Mar 25 15:35:00 PDT 2021","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/sean-p-egen/jcr:content/data/master","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2021/03/03052021_What_Is_High_Yield_Savings_Account.jpg","previewDescription":"What is a high-yield savings account? As its name suggests, it is a savings account that typically yields more in interest than a standard savings account. Here are eight things to know about a high-yield savings account.","title":"What Is a High-Yield Savings Account [Infographic]","pagePath":"/articles/what-is-a-high-yield-savings-account-infographic","imageAlt":"Infographic on high-yield savings accounts","tags":["credit-one-central-topics:investments","credit-one-central-topics:financial-tips"]},{"date":"Thu Mar 25 14:18:00 PDT 2021","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/tracy-scott/jcr:content/data/master","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2021/03/03172021_Difference_Between_Jumbo_and_Regular_CDs.jpg","previewDescription":"Certificates of deposit (CDs) could be a good investment option if you have a large sum of cash and a short-term savings goal. These federally insured, low-risk investments offer a predictable fixed rate of return and allow you to bypass broker commissions by investing directly with a bank or credit union.","title":"What\u2019s the Difference Between a High-Yield Jumbo CD and a Regular CD?","pagePath":"/articles/whats-the-difference-between-a-high-yield-jumbo-cd-and-a-regular","tags":["credit-one-central-topics:investments","credit-one-central-topics:financial-tips"]},{"date":"Thu Mar 25 00:00:00 PDT 2021","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/jennifer-brozic/jcr:content/data/master","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2021/03/104429 COC_28_103222_YearEndFinancialChecklist.jpg","previewDescription":"Do you make financial decisions that impact important areas of your life without regularly reviewing your choices to ensure that they still meet your needs? If so, that could be a mistake. Your finances and personal circumstances are continually evolving, and a plan or product that meets your needs today may not be the best option down the road.","title":"Year-End Financial Checklist","pagePath":"/articles/year-end-financial-checklist","imageAlt":"Year-End Financial Considerations","tags":["creditonebank:FinancialPlanning","credit-one-central-topics:financial-tips","creditonebank:PersonalFinance"]}],"lastPageNumberMobile":0,"currentPageNumber":19,"nextPageNumber":20,"lastPageNumber":21,"nextPageUrlMobile":"","articlesTopics":["financial tips","investments","debt"],"currentPageNumberMobile":19}"/>
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