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Las Vegas, NV · July 11, 2018
Before heading out on a summer road trip, drivers should prepare by getting their cars serviced and heeding advice from Credit One Bank on how credit can affect car insurance rates.
About 95 percent of auto insurers use a numerical point system to assess a driver's risk based on his or her credit score. Auto insurers use statistical data to calculate the potential risk of those they insure—known as an "insurance risk score"—and stats indicate that drivers with good to excellent credit scores are less likely to be involved in accidents and file insurance claims than those with lower credit scores. This typically translates to lower rates for drivers with higher credit scores.
Credit One Bank suggests the following tips on how to increase your credit and insurance risk scores to potentially lower your car insurance premiums:
This advice on car insurance and other credit basics can be found online at Credit One Central, a unique financial resource that provides insight, tools, and other resources for a variety of consumer needs.
Credit One Bank, N.A. is a financial services company based in Las Vegas. Driven by data, Credit One Bank offers a spectrum of products for people in all stages of their financial life including credit cards through the Visa®, Mastercard® and American Express® networks. Founded in 1984, Credit One Bank is one of the fastest-growing credit card providers in the United States. Credit One Bank is the Official Credit Card of NASCAR®, the Las Vegas Raiders, the Vegas Golden Knights, and Best Friends Animal Society®, and is a proud partner of WWE® and Six Flags®. Learn more at CreditOneBank.com and on social media (@CreditOneBank) on Facebook, Instagram, Twitter, YouTube, and LinkedIn.