With our Loyalty Rate Program, when you renew your Jumbo Certificate of Deposit (CD), you will automatically receive a Loyalty Rate increase. The Loyalty Rate increase is an additional amount of interest that will be added to the rate corresponding to your renewed CD term. The Loyalty Rate increase is subject to change and may be discontinued at any time. When your CD is approaching maturity, visit our website to see what our current Loyalty Rate increase amount is at that time.