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The financial experiences people have early on, whether positive or negative, shape their relationships with money for life. They can affect how people handle paycheck deposits, savings accounts, bills, and credit cards well into adulthood.
Continue ReadingA financial emergency can occur at most any time and, if you’re not prepared, it could negatively affect your financial health, both short- and long-term. Being prepared could make it easier to manage your money during challenging times and help get your finances back on track.
Budgeting often gets a bad rap. But a budget is a valuable tool that can help you stop overspending, save more, and hopefully achieve your financial goals faster. So why do 1 in 3 Americans admit to not having a budget even though more than 90 percent believe everyone should have one?
You worked hard during high school. Got good grades, participated in extracurricular activities, maybe even found time to give back to your community. All of that hard work paid off because you were accepted by one of the colleges on your wish list. But now you need to figure out how you’re going to pay for it.
When muscles are tight, you have to work on making them more flexible. When money is tight, flexibility once again plays a key role in helping you find ways to free up funds or earn more income. Especially given that habitual behavior and rigid thinking may have played a role in helping to create your current financial picture.
This material is for informational purposes only and is not intended to replace the advice of a qualified tax advisor, attorney or financial advisor. Readers should consult with their own tax advisor, attorney or financial advisor with regard to their personal situations.