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Trends and Factors Affecting Generational Financial Trauma
The financial experiences people have early on, whether positive or negative, shape their relationships with money for life. They can affect how people handle paycheck deposits, savings accounts, bills, and credit cards well into adulthood.
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Potential Pitfalls of a Credit-Free Life
According the U.S. Census Bureau, about 30% of American households do not have a credit card. For some people it’s a choice; others may find themselves in this category because they are unable to obtain it. Others may have just never felt the need or gotten around to applying for credit.
Using Credit Cards to Help Your Side Hustle
Running a side business can be a good way to make ends meet and even build for the future. Extra income from a side hustle is useful for paying bills and, if substantial enough, enhancing your savings. And there’s always the potential for it to become a fulltime venture, granting you more independence and freedom as a small business owner.
This material is for informational purposes only and is not intended to replace the advice of a qualified tax advisor, attorney or financial advisor. Readers should consult with their own tax advisor, attorney or financial advisor with regard to their personal situations.