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Trends and Factors Affecting Generational Financial Trauma
The financial experiences people have early on, whether positive or negative, shape their relationships with money for life. They can affect how people handle paycheck deposits, savings accounts, bills, and credit cards well into adulthood.
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5 Reasons to Consider a Shorter, Smaller Vacation
As vacation season draws near, thoughts turn to getting out of Dodge for a couple of weeks and letting time away wash away the stresses of everyday life. But, as all the stressors of actually planning and paying for a longer holiday start to creep into the equation, that picturesque getaway you envisioned in your head can quickly morph into a Trip-zilla that induces more stress than it could ever hope to relieve.
5 Things to Consider Before Adding or Becoming an Authorized User
There are several reasons to consider becoming an authorized user on someone’s credit card or adding an authorized user to your account. It can be a good way to provide a spouse, child, or other loved one with the ability to purchase things on credit. And—if the credit card company reports account activity to the credit bureaus for both the primary account holder and the authorized user—it can be a good way for an authorized user to build a credit history. Especially if they’re just getting started with credit or attempting to rebuild their credit.
8 Habits to Adopt to Raise Your Credit Score & Hopefully Keep it Raised
The scariest part of change can be the unknown. But sometimes the known, as in continuing with the same behaviors that aren’t achieving the desired results, can be even scarier. Take your credit. If a good credit score is important to you but seems to consistently elude you, it may be time to alter or abandon some of the habits and behaviors keeping it at bay and adopt new ones.
This material is for informational purposes only and is not intended to replace the advice of a qualified tax advisor, attorney or financial advisor. Readers should consult with their own tax advisor, attorney or financial advisor with regard to their personal situations.