<meta property="cq:wcmmode" content="disabled"/><meta property="articleFeedData" content="{"nextPageMobile":false,"nextPageNumberMobile":-1,"nextPageUrl":"/articles/topics/debt.4","prevPageNumber":2,"bottomArticles":[{"date":"Fri Mar 26 16:03:00 PDT 2021","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/sean-p-egen/jcr:content/data/master","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2021/03/03182021_Stop Living Paycheck to Paycheck Article.jpg","subtitle":"Tips for breaking out of the paycheck-to-paycheck cycle.","previewDescription":"If you\u2019re putting off writing the check for your rent or mortgage, paying your bills, or even buying food until your next paycheck, then you\u2019re probably living paycheck to paycheck. The good news is that, so long as your paychecks cover your expenses, you\u2019re technically living within your means. The bad news is that it can be difficult to get ahead this way, and an unexpected expense or sickness, injury, or job loss could quickly derail things.","title":"Stop Living Paycheck to Paycheck","pagePath":"/articles/stop-living-paycheck-to-paycheck","imageAlt":"How to Stop Living Paycheck to Paycheck","tags":["credit-one-central-topics:budgeting","credit-one-central-topics:debt"]},{"date":"Thu Feb 04 00:00:00 PST 2021","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/jennifer-brozic/jcr:content/data/master","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2021/06/06022021_Loan vs Line of Credit Article.jpg","previewDescription":"If you need to borrow money from a lender (financial institutions like banks or credit unions, not your friends or family), you have two main choices: you can take out a loan or get a line of credit. Both a loan and a line of credit provide you with funds, but they work differently. There are pros and cons associate with each, and the option that's the best fit for you may depend on why you need the money in the first place.","title":"Loan vs. Line of Credit: What\u2019s the Difference?","pagePath":"/articles/loan-vs-line-of-credit-whats-the-difference","imageAlt":"Installment Loan Versus a Line of Credit","tags":["creditonebank:FinancialPlanning","credit-one-central-topics:financial-tips","creditonebank:CreditEducation","credit-one-central-topics:debt","creditonebank:PersonalFinance"]},{"date":"Thu Oct 01 00:00:00 PDT 2020","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/jennifer-brozic/jcr:content/data/master","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2021/11/Preparing_for_a_Financial_Emergency.jpg","previewDescription":"A financial emergency can occur at most any time and, if you\u2019re not prepared, it could negatively affect your financial health, both short- and long-term. 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In fact, according to Experian\u2019s 2017 State of Credit survey, the average non-mortgage debt among U.S. households was $24,706.","title":"5 Ways to Help Pay Down Debt","pagePath":"/articles/5-ways-to-help-pay-down-debt","imageAlt":"A woman sitting in her kitchen developing a plan to pay off her debt","tags":["creditonebank:FinancialPlanning","credit-one-central-topics:debt","creditonebank:PersonalFinance"]},{"date":"Wed May 26 00:00:00 PDT 2021","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/jennifer-brozic/jcr:content/data/master","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2021/05/05262021_Staying Motivated to Pay Down Debt Article R1.jpg","previewDescription":"Maybe you recently lost your job or had an emergency pop up. Or you were busy trying to keep up with the Joneses and, before you knew it, you\u2019d accumulated significant debt. 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Depending on how much of the car\u2019s purchase price you finance, the term length of the loan, and how long you keep the car, this could mean years of making a monthly car payment. ","title":"How to Lower Your Car Payment","pagePath":"/articles/how-to-lower-your-car-payment","imageAlt":"Ways to lower your car payment","tags":["creditonebank:CreditBasics","credit-one-central-topics:financial-tips","credit-one-central-topics:debt","creditonebank:FinancialEducation"]}],"lastPageNumberMobile":0,"currentPageNumber":3,"nextPageNumber":4,"lastPageNumber":4,"nextPageUrlMobile":"","articlesTopics":["financial tips","debt","budgeting"],"currentPageNumberMobile":3}"/>