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A young woman raises her fist in celebration while holding up her credit card, as if she’s pleased with her starting credit score.

What Credit Score Do You Start With?

Wondering what your starting credit score is? Learn how to build a strong foundation from the beginning of your credit journey.

A young woman looks at her credit card and several past-due invoices, indicating her credit card may be charged off.

What Happens When a Credit Card Is Charged Off?

What happens when your credit card gets charged off? Discover the impact on your credit, how debt collection works, and steps to reduce the effects.

A lawyer reviews paperwork at a negotiation table as a man and woman sit at adjacent corners, a scene that may occur during divorce proceedings while determining who is responsible for credit card debt.

Credit Card Debt and Divorce: Who Is Responsible for Paying?

Divorce is a difficult and complicated matter. Learn how credit card debt is handled during divorce proceedings and some tips to protect your finances.

This photo of a bride and groom, shown from the shoulders down, reveals the bride holding a wrapped wedding gift, but we don’t know how much the gift giver spent.

How Much To Spend on a Wedding Gift

When your friends or relatives are getting married, you want to get them the perfect wedding gift. But how much should you spend on that?

A person’s hand holds two payment cards while another person’s hand selects the credit card from the stack rather than the debit card.

Debit Card vs Credit Card: What’s the Difference Between Them?

Learn the pros and cons of credit and debit cards, how they impact your finances, and when to use each. Get expert tips to choose the right card for you.

A woman’s hands rest over a laptop’s keyboard while shopping for a guitar online. Perhaps she’s checking if this is a secure website, as a way to protect against identity theft.

How You Can Protect Yourself Against Identity Theft

Identity thieves have kept up with the times, but you can too. Learn various simple, yet effective ways to protect against identity theft.

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This material is for informational purposes only and is not intended to replace the advice of a qualified tax advisor, attorney or financial advisor. Readers should consult with their own tax advisor, attorney or financial advisor with regard to their personal situations.

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