<meta property="cq:wcmmode" content="disabled"/><meta property="articleFeedData" content="{"nextPageMobile":false,"nextPageNumberMobile":-1,"nextPageUrl":"/articles/topics/credit-report.4","prevPageNumber":2,"bottomArticles":[{"date":"Fri Jan 07 00:00:00 PST 2022","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2021/03/104377_COC_32_prs262_When_Why_and_How_Often_to_Check.jpg","previewDescription":"When was the last time you checked your credit reports? Many people don\u2019t know when or how often to check them, yet there are certain events and times when pulling your credit reports and reviewing them makes good sense. 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[Quiz]","pagePath":"/articles/could-this-improve-my-credit-score-quiz","imageAlt":"Quiz: Will This Improve My Credit Score?","tags":["creditonebank:CreditBasics","credit-one-central-topics:credit-card","credit-one-central-topics:credit-score","credit-one-central-topics:credit-report","creditonebank:FinancialEducation"]},{"date":"Thu Nov 18 11:01:00 PST 2021","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/sean-p-egen/jcr:content/data/master","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2021/11/105198_Installment_Credit_Article.jpg","previewDescription":"If you review your credit report(s)\u2014like you should at least annually\u2014you may notice a preponderance of revolving credit accounts, or tradelines. 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From finding the right credit card or auto loan to filling out a mortgage application and waiting for approval, obtaining new credit takes time, careful consideration, and patience. Each time a lender accesses your credit score to make a decision, you run the risk of damaging your creditworthiness.","title":"Hard vs Soft Credit Checks: What\u2019s The Difference?","pagePath":"/articles/understanding-the-difference-between-hard-and-soft-credit-inquiries","imageAlt":"Financial Advisor Explaining Information to Couple","tags":["creditonebank:CreditBasics","credit-one-central-topics:credit-card","credit-one-central-topics:credit-report"]},{"date":"Fri Jan 07 00:00:00 PST 2022","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2021/03/104377_COC_26_prs214_Should_You_Worry_About_Credit_Report_Erros.jpg","previewDescription":"Your credit reports are like report cards on how you\u2019re doing with your credit. 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