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The financial experiences people have early on, whether positive or negative, shape their relationships with money for life. They can affect how people handle paycheck deposits, savings accounts, bills, and credit cards well into adulthood.
Continue ReadingIf you’ve had any experience with credit, you’ve probably heard the term “credit bureau.” It may have been when a potential lender informed you they were going to pull your credit report from a credit bureau, or you heard that it’s a good idea to check your credit reports with the credit bureaus at least once a year, or maybe you watched a news story about one of the credit bureaus experiencing a data breach.
This time of year, summer may be the last thing on your mind. You may be too focused on keeping your New Year’s resolutions—eating healthier, working out, paying down debt—to even think about where you want to go on vacation this summer. But if you know you’ll be hitting the road this summer for some much-needed rest and relaxation, now is a great time to start planning.
Credit card balance transfers are often touted as a low- (or no-) interest way to quickly pay down high-interest credit card debt. And if you have a plan for keeping your spending in check, reducing your expenses, or earning extra money, a balance transfer may be a good option to help you pay down credit card debt.
This material is for informational purposes only and is not intended to replace the advice of a qualified tax advisor, attorney or financial advisor. Readers should consult with their own tax advisor, attorney or financial advisor with regard to their personal situations.