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Trends and Factors Affecting Generational Financial Trauma
The financial experiences people have early on, whether positive or negative, shape their relationships with money for life. They can affect how people handle paycheck deposits, savings accounts, bills, and credit cards well into adulthood.
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An Abbreviated History of Credit Reporting
The year was 1899. The Great Blizzard of 1899 hit America with snow, ice, and bitter temperatures falling as far south as Florida. Gold discovered in Nome, Alaska, kicked off the Klondike Gold Rush. In the White House, President William McKinley continued to deal with the Spanish-American War.
What’s the Deal with Identity Theft Insurance?
Identity theft is undeniably costly. According to a 2018 study by Javelin Strategy & Research, the number of ID theft fraud victims in the U.S. rose 8% in 2017 to an all-time high of 16.7 million consumers. That same study found that there were 1.3 million more victims than in 2016, with the total amount stolen in 2017 reaching an incredible $16.8 billion.
Marriage & Credit: Dos and Don’ts Before Saying I Do
Congratulations! You’ve decided to take the plunge. As you and your soon-to-be spouse plan your future together, you undoubtedly have a lot to be excited about and many changes to prepare for. One of the biggest changes you encounter could be how you choose to handle your finances as a married couple. And your credit histories may play a big role in that decision.
This material is for informational purposes only and is not intended to replace the advice of a qualified tax advisor, attorney or financial advisor. Readers should consult with their own tax advisor, attorney or financial advisor with regard to their personal situations.