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5 Ways to Take Advantage of Credit Cards When Traveling
Whether you like to make travel plans months in advance or wait until the last minute to plan your excursions, it’s never too early—or late—to check out the perks your credit card offers so you can take advantage of them.
Credit Card Debt Consolidation
If you’re tired of juggling multiple credit card payments and want a simpler way to pay down debt and get your finances back on track, credit card consolidation may be the solution. A balance transfer is one of the most common types of credit card consolidation. It works by transferring your existing credit card balances to a new credit card, so you only need to make one payment each month on one credit card.
Back-to-School Shopping During the COVID-19 Pandemic
Many parents spent much of the summer of 2020 wondering what school would look like for their kids this fall. As the beginning of the school year approaches, many states have unveiled plans for how kids in their state will attend school, but uncertainty still remains about what might happen if there are widespread shutdowns like we saw earlier in the year. About the only thing we know for sure is that this school year will be unlike any most of us have previously experienced.
What Should I Know Before Applying for a Credit Card?
Thinking about applying for a credit card? Here are eight things you should consider before submitting your application.
6 Things to Consider Before Taking Out a Student Loan
You worked hard during high school. Got good grades, participated in extracurricular activities, maybe even found time to give back to your community. All of that hard work paid off because you were accepted by one of the colleges on your wish list. But now you need to figure out how you’re going to pay for it.
6 Ways to Save on Your Energy Bill
It’s easy to underestimate how much utility bills add to the cost of owning or renting a house, condo, or apartment. But even small changes can result in large savings over the course of a few months or years. Here are six things you can try that may help you save money on your energy bill. Some you can even start today.
5 Ways to Help Pay Down Debt
If you’re like most Americans, chances are you have some sort of debt. In fact, according to Experian’s 2017 State of Credit survey, the average non-mortgage debt among U.S. households was $24,706.
What Percentage of My Long-Term Investments Should Be in Cash?
Many experts recommend keeping at least three to six months of living expenses in cash in an emergency fund that can be easily accessed in case of an unexpected setback such as a serious illness, injury, or job loss. But what about your long-term investments? How much—if any—should be in cash?
Five Facts About Credit Card Limits
Credit limits can be confusing, but they aren’t complicated. Here are five things you may not have known about them.
10 Ways to Save Money in College
Going to college can be exciting. If you’re like many college students, it may be the first time you’ve lived on your own, which might seem like a dream come true. But it may also be the first time you’ve ever had to live on a budget and manage your money on your own. And the expenses that accompany college living could quickly turn your dream into a nightmare of snowballing debt if you’re not careful.
How Many Credit Scores Do You Have?
If you’ve ever applied for a loan or credit card, you probably know that lenders review your credit history and scores to help determine whether to approve you for a loan and which rates and terms you qualify for.
7 Things to Pay Attention to On Your Credit Card Statement
When you get your credit card statement each month, do you look at the balance, decide how much of a payment to make, and then toss the statement aside? If you don’t take the time to carefully review your statement each month, you might be missing out on important information that could help you manage your finances better.