After realizing he couldn’t pay back his outrageous film school student loans with rejection notices from Hollywood studios, Sean focused his screenwriting skills on scripting corporate videos. Videos led to marketing communications, which led to articles and, before he knew it, Sean was making a living as a writer. He continues to do so today by leveraging his expertise in credit, financial planning, wealth-building, and living your best life for Credit One Bank.
Do I Need Installment Credit In My Credit Mix?
If you review your credit report(s)—like you should at least annually—you may notice a preponderance of revolving credit accounts, or tradelines. And the majority of those are probably credit cards, unless you’ve opened a revolving line of credit with a financial institution.
7 Reasons to Check Your Credit Reports Annually
With a new year approaching, it’s time to once again examine our behaviors and habits over the past year in order to formulate those dreaded New Year’s Resolutions lists. The good news is that every resolution on that list doesn’t have to be painful. There’s one you can implement that could improve your finances, help you stay on top of your credit, protect you from fraud and identity theft, and possibly even improve your credit score. And it’s easy and free to do.
Raise Your Credit Limit with These Five Amazing Tips
The holidays can be tough on a budget. A survey from American Express Pay It Plan It found that 86 percent of American millennials spent more money on the holidays last year than they’d planned. With the added expenses of travel, food and beverages, entertainment, and holiday gifts, financing the holidays can be challenging, to say the least. Having more available credit could help out.
What Is a Checking Account?
Fewer and fewer people are writing checks these days. With so many payment alternatives, including cash, electronic transfers, credit cards, debit cards, Apple Pay, Google Pay, and more, check writing has steadily fallen out of fashion. According to a 2019 Federal Reserve study, from 2015 to 2018 check payments declined 7.2 percent per year by the number of checks written and 4.0 percent per year by the total value of checks written.
Sean P. Egen
After realizing he couldn’t pay back his outrageous film school student loans with rejection notices from Hollywood studios, Sean focused his screenwriting skills on scripting corporate videos. Videos led to marketing communications, which led to articles and, before he knew it, Sean was making a living as a writer. He continues to do so today by leveraging his expertise in credit, financial planning, wealth-building, and living your best life for Credit One Bank.
This material is for informational purposes only and is not intended to replace the advice of a qualified tax advisor, attorney or financial advisor. Readers should consult with their own tax advisor, attorney or financial advisor with regard to their personal situations.