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Removing a Late Payment from Your Credit Reports
You probably already know that making late payments typically doesn’t do your credit score any favors and you should strive to pay your creditors on time, every time. But, if you have a late payment appearing in your credit reports, is there a way to get it removed?
Pre-Qualified vs Pre-Approved Credit Cards - What’s the Difference?
Ever visited a credit card website and learned that you could see if you “pre-qualify” for their card simply by entering a few pieces of information? Or received an email or letter informing you that you’re “pre-approved” for a new credit card?
When & How Often Do Credit Scores Update?
One of the most common questions asked about credit scores is: How often does my credit score update? Think of your credit score as being similar to a grade point average (GPA), only instead of telling you how you’re doing in your school classes, it indicates how well you’re managing your credit. Like a GPA, your credit score is a representation of your efforts at a specific point in time.
How a Credit Line Increase Could Help with the Holidays
For many, the holiday season is all about giving. Giving gifts to loved ones, making donations to charities, giving time and any accumulated airline miles to visit friends and family, and giving away healthy chunks of our paychecks this time of year to make all of the above happen.
How to Lower Your Electric Bill
The cost of electricity can eat up a substantial portion of your monthly budget, particularly if you live in a part of the country where power is pricier. The U.S. Energy Information Administration found that the average residential electric bill in the United States in 2019 was $115.49 per month, with Hawaii topping the list with an average monthly bill of $168.21.
Financially Impacted by COVID-19 – Now What?
Within the span of only a few weeks, a microscopic virus most of us had never before heard of managed to drastically change the lives of millions of people around the world. People have suffered, people have lost their lives, and countless lives have been altered in a myriad of ways, including financially.
4 Reasons to Download a Credit Card Mobile App
Still gathering your statements to cut checks, stuff envelopes, and lick stamps on “bill night” each month? Or rushing home to get on your computer so you can log in to your credit card account to see if your payment has posted?
5 Reasons to Accept a Credit Line Increase
Thinking about accepting a credit line increase (CLI) from your credit card company, but you’re not convinced it’s a good idea? Have you received an email from them stating that you’re pre-approved for a CLI, but something’s keeping you from clicking the “accept” button?
10 Famous Quotes About Finances & Credit
Ancient Greek playwright Sophocles wrote, “Wisdom outweighs any wealth.” While this statement certainly rings true, it’s also true that wisdom can play a major role in achieving wealth—particularly when it comes to effectively managing your finances and credit. So, in the spirit of gleaning useful advice from some of the finest, shrewdest minds throughout history, here are 10 pertinent quotations to consider when dealing with your money and credit:
Removing a Late Payment from Your Credit Reports
You probably already know that making late payments typically doesn’t do your credit score any favors and you should strive to pay your creditors on time, every time. But, if you have a late payment appearing in your credit reports, is there a way to get it removed?
Pre-Qualified vs Pre-Approved Credit Cards - What’s the Difference?
Ever visited a credit card website and learned that you could see if you “pre-qualify” for their card simply by entering a few pieces of information? Or received an email or letter informing you that you’re “pre-approved” for a new credit card?
When & How Often Do Credit Scores Update?
One of the most common questions asked about credit scores is: How often does my credit score update? Think of your credit score as being similar to a grade point average (GPA), only instead of telling you how you’re doing in your school classes, it indicates how well you’re managing your credit. Like a GPA, your credit score is a representation of your efforts at a specific point in time.