Tracy Scott is a freelance writer who specializes in personal finance and higher education. As a contributor for Credit One Bank, she has combined her expertise in these two areas and managing credit to create informative, engaging content for readers. Her reading list always includes a seemingly odd mix of financial literacy articles and sweet romance novels. She holds a BA in Psychology from the University of Texas at Austin and has a background in higher education regulatory compliance.
The Difference Between Credit Cards and Debit Cards
Paying cash for your purchases makes it easier to limit your spending. If you’ve struggled with debt in the past and need to keep a close eye on your finances, paying cash is an effective way to do so because you can only spend the funds you have available. But choosing to pay with cash over a credit card or debit card could cost you. That’s because cash payments don’t offer any of the consumer perks of paying by credit card or debit card.
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Tracy Scott
Tracy Scott is a freelance writer who specializes in personal finance and higher education. As a contributor for Credit One Bank, she has combined her expertise in these two areas and managing credit to create informative, engaging content for readers. Her reading list always includes a seemingly odd mix of financial literacy articles and sweet romance novels. She holds a BA in Psychology from the University of Texas at Austin and has a background in higher education regulatory compliance.
This material is for informational purposes only and is not intended to replace the advice of a qualified tax advisor, attorney or financial advisor. Readers should consult with their own tax advisor, attorney or financial advisor with regard to their personal situations.