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What is a Hard Inquiry? What is a Soft Inquiry? [Infographic]

Infographic of hard vs soft inquiries

When a potential creditor looks at your credit reports to help them make a lending decision, it is considered an inquiry. But how they look at it—with a “hard inquiry” or “soft inquiry” (aka “hard pull,” “soft pull”)—could have an effect on your credit score.

Infographic of hard vs soft inquiries

Read More Related Articles: Credit Basics Financial Education

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