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The financial experiences people have early on, whether positive or negative, shape their relationships with money for life. They can affect how people handle paycheck deposits, savings accounts, bills, and credit cards well into adulthood.
Continue ReadingHaving fun on vacation is crucial for your personal well-being, but it just isn’t enough anymore. Thanks to overcrowding and an increase in greenhouse gas emissions, over 80% of global travelers surveyed in 2022 said sustainable tourism was important. Also known as ecotourism or green tourism, sustainable travel is about making choices that protect the planet, its economic development, and the people who live on it.
Whether you’re preparing for the off chance of a “financial facts” category at your next trivia night, or just want to brush up on the latest in the world of credit cards for the fun of it, there’s always something new you can learn. Here are five interesting facts about credit cards that you can add to your knowledge bank.
They used to say kids would learn the “three Rs” in school: that’s reading, ‘riting and ‘rithmetic. But these days, plain old arithmetic (or math) isn’t enough. Finances are in a mathematical world all their own, and financial literacy is the understanding and use of skills that promote a responsible relationship with money.
Buying a house is an adventure, but where do you start? Home loans are almost exclusively offered through financial institutions like banks, credit unions, and dedicated mortgage lenders. The terms you get will depend on a variety of factors, including the lender. But the vast majority of bank mortgages are compliant with certain conventional standards, which allow lenders to sell them for increased cash flow.
This material is for informational purposes only and is not intended to replace the advice of a qualified tax advisor, attorney or financial advisor. Readers should consult with their own tax advisor, attorney or financial advisor with regard to their personal situations.