Your request is being processed.

Please wait.

<meta property="cq:wcmmode" content="disabled"/><meta property="articleFeedData" content="{"nextPageMobile":false,"nextPageNumberMobile":-1,"nextPageUrl":"/articles/five-interesting-credit-card-facts.2","prevPageNumber":-1,"bottomArticles":[{"date":"Fri May 02 00:00:00 PDT 2025","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/heather-vale/jcr:content/data/master","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2025/05/250232_DA_RefreshPersonalLoanUses_SEOA_FINAL.jpg","previewDescription":"Personal loans can be good financial tools for certain needs, but they\u2019re not always the best choice. Find out what they are and when to consider one.","title":"Best Uses For A Personal Loan","pagePath":"/articles/best-uses-personal-loan","imageAlt":"A screen view showing approval for a personal loan is displayed over a man\u2019s hands as he uses his smartphone to apply.","tags":["credit-one-central-topics:financial-tips"]},{"date":"Fri May 02 00:00:00 PDT 2025","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/jorge-labrador/jcr:content/data/master","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2021/03/104377_COC_21_prs85_How_Loved_Ones_Death_Impacts_Credit.jpg","previewDescription":"The loss of a loved one is a time for mourning, but it\u2019s also a time for making difficult choices. One of those decisions is how to manage your loved one\u2019s finances\u2014both in terms of dealing with creditors and protecting the deceased\u2019s assets from identity thieves.","title":"How a Loved One\u2019s Death Could Impact You Financially","pagePath":"/articles/how-a-loved-ones-death-could-impact-you-financially","imageAlt":"As the sun sets, a silhouetted woman on a swing reaches out to an empty swing beside her. This may represent how a loved one\u2019s death could impact you financially and in other ways.","tags":["credit-one-central-topics:financial-tips","credit-one-central-topics:debt","credit-one-central-topics:identity-theft","credit-one-central-topics:insurance"]},{"date":"Fri May 02 00:00:00 PDT 2025","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/jorge-labrador/jcr:content/data/master","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2021/03/104377_COC_30_prs258_5_Lessons_Teach_Your_Children.jpg","previewDescription":"You want your kids to learn life\u2019s essentials and credit is as essential as it gets. Discover tips for teaching kids about credit cards. ","title":"Credit Card Lessons for Kids","pagePath":"/articles/5-lessons-to-teach-your-child-before-their-first-credit-card","imageAlt":"A man types on his computer as his son reads information from a credit card. How to responsibly use a card online is one of many essential credit card lessons for kids.","tags":["credit-one-central-topics:credit-card"]}],"authorArticlesMobile":[],"prevPageMobile":false,"nextPage":true,"prevPage":false,"prevPageUrl":"/articles/five-interesting-credit-card-facts","prevPageUrlMobile":"/articles/five-interesting-credit-card-facts","prevPageNumberMobile":-1,"topArticles":[{"date":"Wed May 14 00:00:00 PDT 2025","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/heather-vale/jcr:content/data/master","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2025/05/250270_DA_PayMortgageWithCC_SEOA_FINAL.jpg","previewDescription":"If you find yourself wanting to pay your mortgage with a credit card, consider how it works, potential fees, and whether it makes sense financially.","title":"Can You Pay Your Mortgage With a Credit Card?","pagePath":"/articles/can-you-pay-your-mortgage-with-a-credit-card","imageAlt":"A young woman holds her credit card in one hand and a wooden model house in the other, representing the concept of paying a mortgage with a credit card.","tags":["creditonebank:CreditEducation","credit-one-central-topics:credit-card","credit-one-central-topics:financial-tips"]},{"date":"Mon May 12 11:41:27 PDT 2025","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/jorge-labrador/jcr:content/data/master","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2025/05/250171_DA_ManageYourDebtWisely_SEOA_FINAL.jpg","previewDescription":"Neglecting to manage your debt can have a negative effect on your credit score. Learn how to avoid this situation with these tips.","title":"Impact of Poor Debt Management on Credit Score","pagePath":"/articles/impact-of-poor-debt-management-on-credit-score","imageAlt":"A man uses his hand to stop wooden blocks from toppling over like dominos, representing the impact of poor debt management on credit scores and taking action to prevent it.","tags":["creditonebank:CreditEducation","credit-one-central-topics:budgeting","credit-one-central-topics:credit-card","credit-one-central-topics:credit-report","credit-one-central-topics:credit-score","credit-one-central-topics:debt"]},{"date":"Fri May 09 11:43:26 PDT 2025","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/jorge-labrador/jcr:content/data/master","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2025/05/250121_DA_HowDoesCashBackWork_SEOA_FINAL.jpg","previewDescription":"Having a cash back rewards card is just the start. A little bit of planning can go a long way toward maximizing your rewards.","title":"How Does Credit Card Cash Back Work?","pagePath":"/articles/how-does-credit-card-cash-back-work","imageAlt":"A man celebrates in front of his laptop with a credit card in hand. Perhaps he made a purchase and is experiencing firsthand how credit card cash back works.","tags":["creditonebank:CreditEducation","credit-one-central-topics:credit-card","credit-one-central-topics:financial-tips"]}],"lastPageNumberMobile":0,"currentPageNumber":1,"nextPageNumber":2,"lastPageNumber":73,"nextPageUrlMobile":"","articlesTopics":["insurance","credit report","financial tips","credit score","credit card","debt","budgeting","identity theft"],"currentPageNumberMobile":1}"/>

FDIC-Insured - Backed by the full faith and credit of the U.S. Government

Accept Mail Offer
See If You Pre-Qualify
For What's Ahead
Customer Service

Credit One Central

Credit Education
Personal Finance
Life Events
Financial Planning
Glossary

Home
Blank

Credit Education

Five Interesting Credit Card Facts

Author: Marc Klein

April 12, 2023

Topics:

Credit Card Infographic

Whether you’re preparing for the off chance of a “financial facts” category at your next trivia night, or just want to brush up on the latest in the world of credit cards for the fun of it, there’s always something new you can learn. Here are five interesting facts about credit cards that you can add to your knowledge bank.

Learn five facts about credit cards.

Marc Klein

About the author:

With his eyes set on becoming the next great ad man (at least until his comedy writing career took off), Marc earned his journalism degree and went straight into advertising for various gaming and tourism clients. He later expanded his credentials to include public affairs and communications work for several environmental science organizations before returning to his marketing roots. A lifelong scholar with recent studies in strategic communication, Marc enjoys tying humor into his writing and simplifying complex financial subjects into engaging and easy-to-digest content for a wide variety of audiences.

This material is for informational purposes only and is not intended to replace the advice of a qualified tax advisor, attorney or financial advisor. Readers should consult with their own tax advisor, attorney or financial advisor with regard to their personal situations.

Recommended Articles

A hand holds a credit card while a pile of several more sits on a laptop keyboard, indicating that the cardholder has often applied for credit cards.

How Often Should You Apply For a Credit Card?

Lots of credit card options are available, but applying too often isn’t recommended. Here’s how to decide when you could consider submitting another application.

A drawn map of the United States with each state labeled.

What is the Average Credit Score by Age or State?

A credit score is a number ranging from 300-850 that measures your creditworthiness—the higher the score, the better. There are several types of credit scores as well as several components that go into one.

How Credit Cards Work

How do Credit Cards Work?

You insert the EMV chip of your card into the credit card terminal on the counter, wait a few seconds, politely decline a printed receipt from the friendly barista working the register, and walk out the door with your latte in hand. You don’t give what just took place a second thought until you receive your credit card statement showing a $6 charge for that caffeinated morning pick-me-up almost a month later.

Credit Cards

Browse Credit Cards
See If You Pre-Qualify
Accept Mail Offer
Application Status

Support

FAQs
Contact Us
Accessibility
Credit One Central

About Us

Company
Partnerships
Community
Careers
Testimonials

Credit One Bank Mobile App

Privacy
Terms of Use
Security & Fraud
Card Agreements

© 2025 Credit One Bank, N.A. All Rights Reserved. Member FDIC. This is a secure site.