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The financial experiences people have early on, whether positive or negative, shape their relationships with money for life. They can affect how people handle paycheck deposits, savings accounts, bills, and credit cards well into adulthood.
Continue ReadingThere’s something about an open road, a loose itinerary, and the possibility of adventure that’s uniquely American. And America is world renown for having some of the best roads and routes for wandering. Whether you’re looking for long, empty expanses to lose yourself in, or stretches of road chock full of awe-inspiring scenery, or patches of pavement packed with history that tell a tale of how America once was, there’s a road trip with your name on it out there.
If you’re tired of juggling multiple credit card payments and want a simpler way to pay down debt and get your finances back on track, credit card consolidation may be the solution. A balance transfer is one of the most common types of credit card consolidation. It works by transferring your existing credit card balances to a new credit card, so you only need to make one payment each month on one credit card.
Road trips are a great way to enjoy a change of scenery while creating memories that last a lifetime— and photos that live on your Instagram account for as long as you like. Whether you’re a road trip veteran or you’re hitting the road for the first time, here are four road trips you may want to consider to satisfy your wanderlust and give your Instagram account a boost. They cover four different regions of the United States, include a wide range of terrain to explore and activities to choose from, and, yes, they’re filled with countless photo‐ops to keep your Instagram followers checking in and even make them jealous.
One of the benefits credit cards offer is convenience. They make it easier to pay for everyday expenses and larger purchases that would otherwise require carrying a lot of cash. But, if you’ve settled into making only the minimum required payment each month on your credit card, you may find you’re paying an excessive amount of interest and your outstanding balance seems to be decreasing at a snail’s pace.
This material is for informational purposes only and is not intended to replace the advice of a qualified tax advisor, attorney or financial advisor. Readers should consult with their own tax advisor, attorney or financial advisor with regard to their personal situations.