A Few Good Ways to Start Building Credit [Infographic]

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So you want credit but you’ve got no credit history. But just how are you supposed to build a credit history without having any credit? It’s not easy, but these tips may help.

About the author:

Sean P. Egen

After realizing he couldn’t pay back his outrageous film school student loans with rejection notices from Hollywood studios, Sean focused his screenwriting skills on scripting corporate videos. Videos led to marketing communications, which led to articles and, before he knew it, Sean was making a living as a writer. He continues to do so today by leveraging his expertise in credit, financial planning, wealth-building, and living your best life for Credit One Bank.

This material is for informational purposes only and is not intended to replace the advice of a qualified tax advisor, attorney or financial advisor. Readers should consult with their own tax advisor, attorney or financial advisor with regard to their personal situations.

Using a Secured Credit Card to Build Credit

If you’re in the process of trying to build—or rebuild—your credit, you may’ve discovered that it’s tough to do so without actually having any credit. Most credit card companies want to see that you’ve demonstrated responsible credit usage prior to granting you a credit card, but how are you supposed to demonstrate responsible usage if you don’t have any credit to use responsibly?

Shopping for groceries at a grocery store

How to Rebuild Your Credit With Credit Cards

Credit challenges come in many forms: foreclosure, bankruptcy, or a costly medical emergency. Or maybe you just missed a few car payments during tough times. Bad credit happens to good people all the time. A run of bad luck can throw even the most responsible person into a financial free fall. Fortunately, learning how to build credit or rebuild your credit score is not as difficult as it may seem. In fact, one of the best ways to begin rebuilding is using small, everyday purchases to your advantage.

5 Ways for College Grads to Start Building Credit

So you’ve spent the last four (or more) years learning the job-related skills you’ll need to be successful after college. While those skills are certainly necessary, they’re not the only ones you’ll need to know to succeed financially.

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A Few Good Ways to Start Building Credit [Infographic]

Using a Secured Credit Card to Build Credit

How to Rebuild Your Credit With Credit Cards

5 Ways for College Grads to Start Building Credit