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Richard Horowitz

Richard Horowitz is a contributor focused on the credit card and consumer financial services industry. As SVP of Marketing, he works on strategies related to customer acquisition, lifecycle engagement, and customer communications. Richard writes about topics including credit card usage, consumer credit behavior, and financial habits—such as how individuals use credit in everyday situations, what may impact credit scores, and broader trends in spending, saving, and managing credit.

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Mother smiling while working on finances with kid playing on tablet.

Money Management Guide for Single Parents

According to the U.S. Census, 30% of single parents live below the poverty line. For a family of three, this means making under $21,960 per year. This is why it’s so important for

Financially Recovering From Divorce | Credit One Bank

Tips for Healing Yourself (and Your Finances) After Divorce

For couples who are going through a separation, the process can be overwhelming, and cause a significant impact on their mental health as well as their financial stability.

A young girl shops in the mall with a credit card

How Old Do You Have To Be To Get a Credit Card?

Before 2009, you could pretty easily get a credit card at the age of 18. Now you can still technically have a credit card at 18, and it can even be your own account. But it has become

This material is for informational purposes only and is not intended to replace the advice of a qualified tax advisor, attorney or financial advisor. Readers should consult with their own tax advisor, attorney or financial advisor with regard to their personal situations.

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