<meta property="cq:wcmmode" content="disabled"/><meta property="articleFeedData" content="{"nextPageMobile":false,"nextPageNumberMobile":-1,"nextPageUrl":"/articles/topics.24","prevPageNumber":22,"bottomArticles":[{"date":"Mon Feb 06 00:00:00 PST 2023","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/heather-vale/jcr:content/data/master","title":"Fun Facts & Stories","pagePath":"/articles/stories","tags":[]},{"date":"Mon Jan 23 00:00:00 PST 2023","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/heather-vale/jcr:content/data/master","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2023/01/220848-CM-ChargeOff-SEOA-R1-Design.jpg","previewDescription":"Household credit card debt rose by $38 billion in the third quarter of 2022, reaching $0.93 trillion\u2014which represents a 15% year-over-year increase of $121 billion\u2014according to the Federal Reserve Bank of New York. Almost 3.7% of those credit card balances are now seriously delinquent, which means 90 days or longer past due.","title":"What Is a Charge-Off?","pagePath":"/articles/what-is-a-charge-off","imageAlt":"An invoice marked past due and a notification of an account being closed indicate a charge-off ","tags":["creditonebank:CreditBasics","credit-one-central-topics:financial-tips","credit-one-central-topics:credit-card"]},{"date":"Fri Jan 13 00:00:00 PST 2023","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/heather-vale/jcr:content/data/master","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2023/01/220845-CM-OpeningAnAcct-SEOA-FINAL.jpeg","previewDescription":"Whether you\u2019re opening your first bank account or you\u2019ve had several before, it\u2019s good to know what you need to take to the bank (or your computer) before starting the process. Several official documents are usually required\u2014like official ID and proof of residence\u2014as well as an initial amount of money to deposit.","title":"What Do You Need to Open a Bank Account?","pagePath":"/articles/what-do-you-need-to-open-a-bank-account","imageAlt":"A teller helps a customer open a bank account","tags":["creditonebank:FinancialEducation","credit-one-central-topics:financial-tips"]}],"authorArticlesMobile":[],"prevPageMobile":true,"nextPage":true,"prevPage":true,"prevPageUrl":"/articles/topics.22","prevPageUrlMobile":"/articles/topics.22","prevPageNumberMobile":22,"topArticles":[{"date":"Wed Feb 15 00:00:00 PST 2023","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/heather-vale/jcr:content/data/master","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2023/02/230043-CM-ItemizedDeductionsRefresh-SEOA-FINAL.jpg","previewDescription":"The Internal Revenue Code contains more than 9,800 sections of tax law1, which may be why most Americans opt for the low-hassle standard deduction when it\u2019s time to file. Although it\u2019s more time consuming on the front end to itemize your tax deductions, you may be better off if you have high value deductions that you\u2019re eligible to claim. Here are a few things to know about filing federal taxes \u2013 and how credit cards can help you prepare them \u2013 before writing a check to Uncle Sam.","title":"Credit Cards and Itemized Deductions: What to Know Before Filing Your Taxes","pagePath":"/articles/credit-cards-and-itemized-deductions-what-to-know-before-filing-your-taxes","imageAlt":"A note on a statement reads \u201cTax Deduction\u201d to indicate sorting itemized deductions before filing taxes","tags":["creditonebank:CreditBasics","credit-one-central-topics:credit-card","credit-one-central-topics:financial-tips","creditonebank:FinancialEducation","credit-one-central-topics:tax"]},{"date":"Mon Feb 13 00:00:00 PST 2023","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/sean-p-egen/jcr:content/data/master","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2021/01/CE_10_Quotes_About_Credit_101316-Article-Image_2018_01-30_V1.jpg","previewDescription":"Ancient Greek playwright Sophocles wrote, \u201cWisdom outweighs any wealth.\u201d While this statement certainly rings true, it\u2019s also true that wisdom can play a major role in achieving wealth\u2014particularly when it comes to effectively managing your finances and credit.","subtitle":"Empowering Words of Wisdom on Money","title":"10 Famous Quotes About Finances & Credit","pagePath":"/articles/10-famous-quotes-about-finances-credit","imageAlt":"A man draws quotation marks on glass with a white marker before listing famous quotes about finances and credit","tags":["credit-one-central-topics:financial-tips","credit-one-central-topics:rebuild-credit"]},{"date":"Mon Feb 13 00:00:00 PST 2023","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/marc-klein/jcr:content/data/master","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2023/02/230004-CM-MinimumPayment-SEOA-R1.jpg","previewDescription":"If you own a credit card (or have read many of the finely-crafted, educational articles on Credit One Central), you are probably aware that there\u2019s a minimum payment option on each credit card bill you receive.","title":"How Are Minimum Payments Determined?","pagePath":"/articles/how-are-minimum-payments-determined","imageAlt":"Close-up view of a credit card bill, showing the minimum payment due.","tags":["credit-one-central-topics:credit-card"]}],"lastPageNumberMobile":0,"currentPageNumber":23,"nextPageNumber":24,"lastPageNumber":73,"nextPageUrlMobile":"","articlesTopics":["rebuild credit","financial tips","tax","credit card"],"currentPageNumberMobile":23}"/>
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