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Personal Credit Basics

What is the Average Credit Score by Age or State?

A credit score is a number ranging from 300-850 that measures your creditworthiness—the higher the score, the better. There are several types of credit scores...

How Old Do You Have To Be To Get a Credit Card?

Before 2009, you could pretty easily get a credit card at the age of 18. Now you can still technically have a credit at...

What Happens if You Don’t Use Your Credit Card?

Oftentimes, when it comes to credit cards, questions revolve around the ins and outs of using your card and the many different topics that come...

Is It Bad to Pay Your Credit Card Early?

No. It’s not bad to pay your credit card early, and there are many benefits to doing so. Unlike some types of loans and mortgages...

How Long Does It Take To Build Credit With a Secured Card?

If you’re trying to build credit using a secured card, it’s natural to wonder how long it will take. The truth is, depending on your...

Does Pre-Qualification Affect Your Score?

If you find yourself tempted to “see if you pre-qualify” on a credit card company website, but you’re concerned about impacting your credit score, don’t...

This material is for informational purposes only and is not intended to replace the advice of a qualified tax advisor, attorney or financial advisor. Readers should consult with their own tax advisor, attorney or financial advisor with regard to their personal situations.