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Personal Credit Basics


What is a Negative Balance on a Credit Card Statement?

A negative credit card balance is when your balance is below zero, appearing as a negative amount. While this may seem like a bad thing,...

How to Check if Your Credit Card is Active

To use your credit card to make purchases, it must be active and in positive standing.

Can You Pay Off One Credit Card With Another Credit Card?

No, typically you cannot directly pay off a credit card using another as your form of payment. However, you can do so indirectly.

The Differences Between a Credit Card and a Debit Card

Sure, cash may be considered king. But, by using cash instead of a credit card or debit card, you can miss out on a variety...

Can a 16-Year-Old Get a Credit Card?

Learning to manage credit at a younger age is a skill that could pay dividends later in life. Your credit score doesn’t just affect your...

American Express or Visa—Which Is Right for You?

If you’ve ever been in the market for a credit card, you probably spent some time considering which type of credit card to apply for....




This material is for informational purposes only and is not intended to replace the advice of a qualified tax advisor, attorney or financial advisor. Readers should consult with their own tax advisor, attorney or financial advisor with regard to their personal situations.