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Personal Credit Basics


4 Ways a Credit Card Could Save You Money

Credit cards aren't just a convenient option for making purchases. They could also help save you money. Here are four ways that using a credit...

Secured Credit Card vs Credit-Builder Loan

According to the Consumer Financial Protection Bureau, 26 million American adults have no credit report. Another 19 million have a credit report but no credit...

Five Facts About Credit Card Limits

Five Facts About Credit Card Limits

Credit cards provide a convenient way to purchase goods or services. But having a credit card doesn’t mean you can spend as much as you...

What Should I Know Before Applying for a Credit Card?

New to credit cards? Thinking about applying for a credit card but not really sure how to go about it or what it entails? Not...

How to Stay Motivated to Pay Down Debt

Maybe you recently lost your job or had an emergency pop up. Or you were busy trying to keep up with the Joneses and, before...

How to Lower Your Car Payment

For many of us, a car will be the second most expensive purchase (after a home) we ever make. And the majority of us will...



This material is for informational purposes only and is not intended to replace the advice of a qualified tax advisor, attorney or financial advisor. Readers should consult with their own tax advisor, attorney or financial advisor with regard to their personal situations.