Personal Credit Basics

How To Teach Financial Literacy
They used to say kids would learn the “three Rs” in school: that’s reading, ‘riting and ‘rithmetic. But these days, plain old arithmetic (or math)...

Do Monthly Subscriptions Build Credit?
These days, there seems to be a subscription service for just about everything. Besides trying to figure out which one—or ones—you want, you may also...

How To Use Your Credit Card for Max Travel Perks
Credit cards are extremely popular in this country. In fact, the Federal Reserve reports that in 2021, a whopping 84% of adults in the U.S....

Credit Card Payment Due Date vs Statement Closing Date
There are several dates associated with your credit card bill that you need to understand in order to stay on top of payments a...

What Is Credit Card Payment Protection?
If you have a credit card and want some protection in case you experience an emergency and can’t make your payments, that’s where credit card...

Credit Cards and Itemized Deductions: What to Know Before Filing Your Taxes
Benjamin Franklin once said, “nothing is certain except death and taxes.” Taxes are a part of life, and even if some people like to complain...