Personal Credit Basics
What Are Contactless Payments?
A contactless payment occurs when you pay for something with a credit card, debit card, or mobile device without making physical contact (or making only...
How to Keep Credit Cards from Demagnetizing
The magnetic stripe of your credit card contains a lot of sensitive data necessary to conduct a credit card transaction, such as the account number,...
Does Closing a Credit Card Hurt My Credit Score?
When you’re trying to simplify your finances and get your spending under control, closing a credit card may seem like a smart move. However, before...
Amplifying Credit Card Rewards with Amex Offers & More Cash Back Rewards
Credit cards that offer cash back rewards have become the norm these days. Some cash back rewards cards, like the Credit One Bank American Express®...
The Golden Ratio of Credit
No, this is not an article about the golden ratio that’s so prevalent in nature and architecture. There will be no dissecting the number phi...
How Many Credit Scores Do You Have?
If you’ve ever applied for a loan or credit card, you probably know that lenders review your credit history and scores to help determine whether...