<meta property="cq:wcmmode" content="disabled"/><meta property="articleFeedData" content="{"nextPageMobile":false,"nextPageNumberMobile":-1,"nextPageUrl":"/articles/topics.38","prevPageNumber":36,"bottomArticles":[{"date":"Fri Jan 13 00:00:00 PST 2023","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/heather-vale/jcr:content/data/master","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2023/01/220845-CM-OpeningAnAcct-SEOA-FINAL.jpeg","previewDescription":"Whether you\u2019re opening your first bank account or you\u2019ve had several before, it\u2019s good to know what you need to take to the bank (or your computer) before starting the process. Several official documents are usually required\u2014like official ID and proof of residence\u2014as well as an initial amount of money to deposit.","title":"What Do You Need to Open a Bank Account?","pagePath":"/articles/what-do-you-need-to-open-a-bank-account","imageAlt":"A teller helps a customer open a bank account","tags":["credit-one-central-topics:financial-tips"]},{"date":"Mon Jan 09 00:00:00 PST 2023","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/marc-klein/jcr:content/data/master","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2021/11/Paying_off_Holiday_Debt.jpg","previewDescription":"Even the best-laid budget plans can take a turn in the wrong direction around the holidays. The cost of gifts, decorations, food, events\u2014even that weekly peppermint latte\u2014can add up quickly. Then, before you know it, you\u2019ve spent more than you ever planned to.","title":"Paying Down Debt from Holiday Spending","pagePath":"/articles/paying-down-debt-from-holiday-spending","imageAlt":"A man in a holiday sweater reviews his bills, appearing to be stressed about how to pay down his holiday spending debt. ","tags":["credit-one-central-topics:holiday","creditonebank:FinancialPlanning","credit-one-central-topics:financial-tips","credit-one-central-topics:debt","credit-one-central-topics:budgeting","creditonebank:PersonalFinance"]},{"date":"Tue Jan 03 00:00:00 PST 2023","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/tracy-scott/jcr:content/data/master","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2023/01/220821-CMFinancialResolutionsForNewYear-ART-FINAL.jpg","previewDescription":"Optimism can be contagious, but it doesn\u2019t always seem to be that way when it comes to New Year\u2019s resolutions. Every year, hopeful Americans resolve to change their lives for the better, and yet many goals fall by the wayside within months, or even just weeks.","title":"Financial Resolutions for the New Year","pagePath":"/articles/financial-resolutions-for-the-new-year","imageAlt":"A jar of coins and money showing financial resolutions for the new year","tags":["credit-one-central-topics:holiday","creditonebank:FinancialPlanning","credit-one-central-topics:financial-tips","credit-one-central-topics:debt","creditonebank:PersonalFinance"]}],"authorArticlesMobile":[],"prevPageMobile":true,"nextPage":true,"prevPage":true,"prevPageUrl":"/articles/topics.36","prevPageUrlMobile":"/articles/topics.36","prevPageNumberMobile":36,"topArticles":[{"date":"Mon Feb 13 00:00:00 PST 2023","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/marc-klein/jcr:content/data/master","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2023/02/230004-CM-MinimumPayment-SEOA-R1.jpg","previewDescription":"If you own a credit card (or have read many of the finely-crafted, educational articles on Credit One Central), you are probably aware that there\u2019s a minimum payment option on each credit card bill you receive.","title":"How Are Minimum Payments Determined?","pagePath":"/articles/how-are-minimum-payments-determined","imageAlt":"Close-up view of a credit card bill, showing the minimum payment due.","tags":["credit-one-central-topics:credit-card"]},{"date":"Mon Feb 06 00:00:00 PST 2023","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/heather-vale/jcr:content/data/master","title":"Fun Facts & Stories","pagePath":"/articles/stories","tags":[]},{"date":"Mon Jan 23 00:00:00 PST 2023","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/heather-vale/jcr:content/data/master","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2023/01/220848-CM-ChargeOff-SEOA-R1-Design.jpg","previewDescription":"Household credit card debt rose by $38 billion in the third quarter of 2022, reaching $0.93 trillion\u2014which represents a 15% year-over-year increase of $121 billion\u2014according to the Federal Reserve Bank of New York. Almost 3.7% of those credit card balances are now seriously delinquent, which means 90 days or longer past due.","title":"What Is a Charge-Off?","pagePath":"/articles/what-is-a-charge-off","imageAlt":"An invoice marked past due and a notification of an account being closed indicate a charge-off ","tags":["creditonebank:CreditBasics","credit-one-central-topics:financial-tips","credit-one-central-topics:credit-card"]}],"lastPageNumberMobile":0,"currentPageNumber":37,"nextPageNumber":38,"lastPageNumber":79,"nextPageUrlMobile":"","articlesTopics":["financial tips","credit card","holiday","debt","budgeting"],"currentPageNumberMobile":37}"/>
FDIC-Insured - Backed by the full faith and credit of the U.S. Government